4174 Dixie Hwy NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 4174 Dixie Hwy NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1957
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Feb 2022)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2025 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-37-24-27-3-7`

Property Details

APN / Parcel Number

Primary APN	`28-37-24-27-3-7`
Alternative APNs	`28-37-24-27-00003.0-0007.00` `2832808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	135 ft Width
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2832808
Street Address	4174 DIXIE HWY NE
City	PALM BAY
State	FL
Zip	32905-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMU
Legal Description	PALM BAY MAP NUMBER 1 LOT 7 & E 5 FT OF VAC ALLEY BLK 3
Legal Range	37E
Legal Township	28S
Legal Section	24
Legal Subdivision	PALM BAY MAP NUMBER 1
Legal Block	3
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4001
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	581 YOUNG ST, MELBOURNE, FL 32935-7056
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 10, 2022	Warranty Deed, Transfer · Line of Credit RICHARD DEROSA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Dec 14, 2006 · Amount on Record
Deed Document Number	202233985
Deed Book / Page	9410 / 2997
Prior Transfer Date	Dec 9, 1996
Prior Transfer Doc	3630001406
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Feb 25, 2026
Property Address	4174 DIXIE HWY NE, PALM BAY, FL 32905-3618
Document Number	0105560822
Book / Page	10556 / 822
Map Reference	MB 2 PG 3
Instrument Date	Feb 25, 2026
Instrument	2026038372
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	581 YOUNG ST, MELBOURNE, FL 32935-7056

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	581 YOUNG ST, MELBOURNE, FL 32935-7056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4174 DIXIE HWY NE, PALM BAY, FL 32905-3618
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 YOUNG ST, MELBOURNE, FL 32935-7056

Mortgage

Document Number	0104871383
Date	Nov 24, 2025
Book Page	10487/1383
Instrument	2025236043

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 10, 2022
Property Address	4174 DIXIE HWY NE, PALM BAY, FL 32905-3618
Document Number	0094102997
Book / Page	9410 / 2997
Map Reference	MB 2 PG 3
Instrument Date	Feb 3, 2022
Instrument	2022033985
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2668 ELM DR NE, 2668, PALM BAY, FL 32905-5530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 YOUNG ST, MELBOURNE, FL 32935-7056

Mortgage

Document Number	0000094111
Date	Feb 10, 2022
Instrument	9411/1

Lender

Name	RICHARD DEROSA
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 3, 2025

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,620 (+24.54%)	$136,620 (+24.54%)
2025	$2,054.00 (-5.65%)	$109,700 (-20.78%)	$109,700 (-20.78%)
2024	$2,177.00 (-17.1%)
2023	$2,626.00 (+28.92%)	$138,480 (+8.36%) Land $40,500 Building $97,980	$138,480 (+8.36%) Land $40,500 Building $97,980
2022	$2,037.00	$127,800 Land $40,500 Building $87,300	$127,800 Land $40,500 Building $87,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	13 (1995–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wire 3.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dixie Hwy NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures