4174 Alana Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4174 Alana Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,396 sqft · built 1971
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Feb 1989)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-093-27-00`

Property Details

APN / Parcel Number

Primary APN	`162-093-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,396 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4174 ALANA CIR
City	OCEANSIDE
State	CA
Zip	92056-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 70 TR 006547
Legal Subdivision	EMERALD HOMES
Legal Tract	006547
Legal Block	1
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	18519

Owner

Source: San Diego County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4174 ALANA CIR, OCEANSIDE, CA 92056-3440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 28, 2021	Deed of Trust, Mortgage FRONTWAVE CU
Oct 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU
Feb 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 1989 · Amount on Record
Deed Sale	Feb 21, 1989 · Amount on Record
Prior Sale	Dec 7, 1983 · Amount on Record
Deed Document Number	198986856
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2026
Property Address	4174 ALANA CIR, OCEANSIDE, CA 92056-3440
Document Number	0000222856
Instrument Date	Jul 27, 2026
Instrument	2026222856
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4174 ALANA CIR, OCEANSIDE, CA 92056-3440

Mortgage

Document Number	0000222856,
Date	Aug 3, 2026
Instrument	2026222856

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 24, 2051

Interest

Rate	6.49%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4174 ALANA CIR, OCEANSIDE, CA 92056-3440
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000535087
Date	Jul 28, 2021
Instrument	2021-0535087

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Jun 23, 2046

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4174 ALANA CIR, OCEANSIDE, CA 92056-3440
Document Number	0000618501
Instrument Date	Oct 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4174 ALANA CIR OCEANSIDE CA 920563440, OCEANSIDE, CA 92056-3440

Mortgage

Document Number	0000618501
Date	Oct 13, 2020
Instrument	618501

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4174 ALANA CIR, OCEANSIDE, CA 92056-3440
Document Number	0000052524
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4174 ALANA CIR OCEANSIDE CA 920563440, OCEANSIDE, CA 92056-3440

Mortgage

Document Number	0000052524
Date	Feb 8, 2018
Instrument	52524

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,151 (+2%) Land $133,969 Building $158,182
2025	$3,208.00 (+8.71%) Homeowner's exemption	$286,424 (+4.04%) Land $131,343 Building $155,081
2023	$2,951.00 (+0.34%) Homeowner's exemption	$275,304 Land $126,244 Building $149,060
2022	$2,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile, Verizon.

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