4173 Oconnell St, Indian Trail, NC 28079 Property Records

Union County property record for 4173 Oconnell St, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,220 sqft · built 2014
Lot Size	0.156 acres (6,795 sqft)
Owner	Company Name on Record
Last Sale	$293,000 (Jun 2019)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-300-201`

Property Details

APN / Parcel Number

Primary APN	`08-300-201`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,220 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4173 OCONNELL ST
City	INDIAN TRAIL
State	NC
Zip	28079-6792
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CD MONROE
Legal Description	LOT# 11-C GLENDALOUGH PH3B OPCL720
Legal Subdivision	GLENDALOUGH
Legal Lot Number	11
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1014
Census Tract	20205

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Quit Claim Deed, Transfer · Line of Credit MORGAN STANLEY MTG CAP HLDGS L
Jun 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 5, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	201918270
Deed Book / Page	7403 / 301
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Aug 17, 2020
Property Address	4173 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	7774375
Book / Page	007774 / 000375
Instrument Date	Aug 14, 2020
Instrument	31508
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	OS NATIONAL TITLE, OS NAT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067

Mortgage

Document Number	7774415
Date	Aug 17, 2020
Book Page	007774/000415
Instrument	31510

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 16, 2025

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 28, 2019
Property Address	4173 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	7403301
Book / Page	007403 / 000301
Instrument Date	Jun 27, 2019
Instrument	18270
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$586.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Jun 5, 2019
Property Address	4173 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	7386413
Book / Page	007386 / 000413
Instrument Date	Apr 24, 2019
Instrument	15523
Transaction Type	Foreclosure
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$460.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 FUNNY CIDE DR WAXHAW NC 281737262, WAXHAW, NC 28173-7262

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4173 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	6990377
Book / Page	006990 / 000377
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4173 OCONNELL ST INDIAN TRAIL NC 280796792, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number	6990377
Date	Aug 8, 2017
Book Page	006990/000377
Instrument	22873

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 7, 2045

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,906.00 (+37.85%)	$561,300 (+71.97%) Land $82,600 Building $478,700	$561,300 (+71.97%) Land $82,600 Building $478,700
2023	$3,559.00	$326,400 Land $57,800 Building $268,600	$326,400 Land $57,800 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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