4173 Jora Ln, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4173 Jora Ln, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,635 sqft · built 1938
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jul 2019)
Tax Bill	$6,569 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-0007-0174-00`

Property Details

APN / Parcel Number

Primary APN	`050-0007-0174-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,635 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	1,206 sqft
Attic	Attic
Attic Area	579 sqft
Basement Area	1,206 sqft
Finished Basement	850 sqft
Unfinished Basement	356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 127 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	187 sqft
Deck Area	Deck Area
Patio Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4173 JORA LN
City	CINCINNATI
State	OH
Zip	45209-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4173 JORA LN 25.54 X 100 IRR LOT 93 PILLARS SUB SEC 3
Legal Subdivision	PILLARS SUB
Legal Lot Number	93
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	5302

Owner

4173 Jora Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Hamilton County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4173 JORA LN, CINCINNATI, OH 45209-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit CINFED CU
May 20, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Jul 12, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Nov 6, 2018	Deed of Trust, Mortgage · Line of Credit GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Aug 20, 2013 · Amount on File
Deed Document Number	201956088
Deed Book / Page	13957 / 1694
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4173 JORA LN, CINCINNATI, OH 45209-1406
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101725
Date	Aug 23, 2021
Book Page	14486/1268
Instrument	2021-0101725

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4173 JORA LN, CINCINNATI, OH 45209-1406
Document Number	0000049067
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4173 JORA LN CINCINNATI OH 452091406, CINCINNATI, OH 45209-1406

Mortgage

Document Number	0000049067
Date	May 26, 2020
Book Page	014175/003156
Instrument	49067

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 12, 2019
Property Address	4173 JORA LN, CINCINNATI, OH 45209-1406
Document Number	0000056088
Book / Page	013957 / 001694
Instrument Date	Jun 13, 2019
Instrument	56088
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2739 WILLARD AVE CINCINNATI OH 452092204, CINCINNATI, OH 45209-2204

Mortgage

Document Number	56089
Date	Jul 12, 2019
Book Page	013957/001697
Instrument	56089

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4173 JORA LN, CINCINNATI, OH 45209-1406
Document Number	0000107483
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4173 JORA LN CINCINNATI OH 452091406, CINCINNATI, OH 45209-1406

Mortgage

Document Number	0000107483
Date	Dec 7, 2018
Book Page	013810/000556
Instrument	107483

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 6, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4173 Jora Ln was $6,569, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,569.00 (+3.11%)	$106,232 (-) Land $42,252 Building $63,980	$303,520 Land $120,720 Building $182,800
2024	$6,371.00 (-2.2%)	$106,232 (-) Land $42,252 Building $63,980
2023	$6,514.00 (-8.88%)	$106,232 (+1.51%) Land $42,252 Building $63,980	$303,520 Land $120,720 Building $182,800
2022	$7,149.00 Homeowner's exemption	$104,650 Land $29,827 Building $74,823
2020			$299,000 Land $85,220 Building $213,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4173 Jora Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4173 Jora Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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