417295 Cardinal St, Eufaula, OK 74432 Property Records

McIntosh County property record for 417295 Cardinal St, Eufaula, OK 74432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1993
Lot Size	5.84 acres (254,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Oct 2019)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`460001955`

Property Details

APN / Parcel Number

Primary APN	`460001955`
Alternative APN	`0000-14-09N-16E-3-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,502 sqft Living Area
1st Floor Area	926 sqft
2nd Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	254,390 sqft (5.84 acres)
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	327 sqft
Deck Area	Deck Area
Patio Area	300 sqft
Pole Barn	800 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460001955
Street Address	417295 CARDINAL ST
City	EUFAULA
State	OK
Zip	74432-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW/C SE SW E465' S330' SW'LY TO SE/C N2 NW SW SE SW SW'LY TO SW/C NW SW SE SW N990' POB SEC 14-9-16 313/748 967/712 967/7
Legal Range	16E
Legal Township	09N
Legal Section	14
Jurisdiction	MCINTOSH OK
Township / Civil Division	EUFAULA
Census Block Group	1
Census Block	1063
Census Tract	780100

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 7, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit BOKF NA
Oct 2, 2019	Deed, Transfer · VA Mortgage FINANCIAL CONCEPTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	20195349
Deed Book / Page	1071 / 264
Last Transfer Date	Mar 31, 2022
Transfer Doc	001140/226
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Recording Date	Jul 15, 2026
Property Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101
Document Number	0000003332
Book / Page	1269 / 484
Instrument Date	Jun 25, 2026
Instrument	20263332
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003332,
Date	Jul 15, 2026
Book Page	1269/484
Instrument	20263332

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.53%
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Apr 7, 2022
Property Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101
Document Number	001140/226
Book / Page	1140 / 226
Instrument Date	Mar 31, 2022
Instrument	I-2022-001947
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101

Mortgage

Document Number	I2022001948
Date	Apr 7, 2022
Instrument	I-2022-001948

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001024/201
Date	Mar 16, 2018
Book Page	1024/201
Instrument	2018-001219

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Oct 2, 2019
Property Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101
Document Number	001071/264
Book / Page	1071 / 264
Instrument Date	Sep 21, 2019
Instrument	2019-005349
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	417295 CARDINAL ST, EUFAULA, OK 74432-6101

Mortgage

Document Number	2019005350
Date	Oct 2, 2019
Instrument	2019-005350

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Eufaula Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,609 (-0.02%) Land $13,200 Building $20,409	$305,544 (-0.02%) Land $120,001 Building $185,543
2025	$2,855.00 (-0.04%) Homeowner's exemption	$33,617 (-0.85%) Land $13,200 Building $20,417	$305,605 (-0.85%) Land $120,001 Building $185,604
2024	$2,856.00 (+2.81%)	$33,906 (+1.46%) Land $13,200 Building $20,706	$308,232 (+1.46%) Land $120,001 Building $188,231
2023	$2,778.00	$33,417 Land $13,200 Building $20,217	$303,793 Land $120,001 Building $183,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400

417295 Cardinal St, Eufaula, OK 74432 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Cardinal St

Nearby Streets

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