4172 Cold Springs Rd, Raphine, VA 24472 Property Records

Augusta County property record for 4172 Cold Springs Rd, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,016 sqft · built 2002
Lot Size	0.558 acres (24,306 sqft)
Owner	Individual Name on Record
Last Sale	$245,950 (Aug 2020)
Tax Bill	$1,586 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095 94F`

Property Details

APN / Parcel Number

Primary APN	`095 94F`
Alternative APN	`43553`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,376 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,306 sqft (0.558 acres)
Terrain	Rolling
Porch	Slab
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4172 COLD SPRINGS RD
City	RAPHINE
State	VA
Zip	24472-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL AG
Legal Description	95-94F S OF RT 608 DIV OF ROWE LAND .558 ACRES
Legal Subdivision	SPOTTSWOOD
Jurisdiction	AUGUSTA VA
Township / Civil Division	RIVERHEADS
Census Block Group	4
Census Block	4034
Census Tract	71000

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4172 COLD SPRINGS RD, RAPHINE, VA 24472-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage ALCOVA MORTGAGE LLC
Aug 17, 2020	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	20207205
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	0000006055
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	4172 COLD SPRINGS RD, RAPHINE, VA 24472-2839
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007482
Date	Aug 24, 2020
Instrument	200007482

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Aug 17, 2020
Property Address	4172 COLD SPRINGS RD, RAPHINE, VA 24472-2839
Document Number	0200007205
Instrument Date	Jul 23, 2020
Instrument	200007205
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4172 COLD SPRINGS RD, RAPHINE, VA 24472-2839

Mortgage

Document Number	0200007206
Date	Aug 17, 2020
Instrument	200007206

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,586.00	$305,100 (-) Land $52,000 Building $253,100
2025		$305,100 (+55.03%) Land $52,000 Building $253,100
2024			$305,100 (+55.03%) Land $52,000 Building $253,100
2023	$1,239.00	$196,800 Land $47,000 Building $149,800	$196,800 Land $47,000 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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