41718 Covington Dr, Fremont, CA 94539 Property Records

Alameda County property record for 41718 Covington Dr, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,200 sqft · built 1959
Lot Size	0.226 acres (9,840 sqft)
Owner	2 Individual Names on File
Last Sale	$1,735,000 (Nov 2016)
Tax Bill	$24,339 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`513-486-38`

Property Details

APN / Parcel Number

Primary APN	`513-486-38`
Alternative APN	`513-0486-038-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,840 sqft (0.226 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41718 COVINGTON DR
City	FREMONT
State	CA
Zip	94539-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00027 BLK: 0003 TR: 1962
Legal Tract	1962
Legal Block	3
Legal Lot Number	27
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2018
Census Tract	442200

Owner

41718 Covington Dr is owned and occupied by two individuals who bought it in November 2016.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41718 COVINGTON DR, FREMONT, CA 94539-4652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · ARM PNC MORTGAGE LLC
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 4, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2016 · Amount on File
Deed Sale	Nov 22, 2016 · Amount on File
Prior Sale	Apr 12, 2007 · Amount on File
Deed Document Number	2016304235
Prior Transfer Date	Jan 10, 2007
Prior Transfer Doc	0000033506
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41718 COVINGTON DR, FREMONT, CA 94539-4652
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140740
Date	Jun 28, 2017
Instrument	2017140740

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41718 COVINGTON DR, FREMONT, CA 94539-4652
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41718 COVINGTON DR, FREMONT, CA 94539-4652

Mortgage

Document Number	0000301641
Date	Sep 7, 2021
Instrument	2021301641

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Oct 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	7%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41718 COVINGTON DR, FREMONT, CA 94539-4652
Document Number	0000209115
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41718 COVINGTON DR FREMONT CA 945394652, FREMONT, CA 94539-4652

Mortgage

Document Number	0000209115
Date	Oct 15, 2019
Instrument	209115

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 41718 Covington Dr was $24,339 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,046,840 (+1.65%) Land $616,152 Building $1,437,688
2025	$24,339.00 Homeowner's exemption	$2,013,571 Land $604,071 Building $1,409,500
2023	$22,520.00 Homeowner's exemption	$1,935,391 Land $580,617 Building $1,354,774	$2,192,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41718 Covington Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41718 Covington Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100

May also be available: Etheric Networks, T-Mobile.

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