4171 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 4171 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,271 sqft · built 1999
Lot Size	0.06 acres (2,543 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2018)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-402-038`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-402-038`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,271 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	2,543 sqft (0.06 acres)
Garage Type	Attached
Garage Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4171 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 IN OLD OAKS UNIT 1 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS
Legal Lot Number	38
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1031
Census Tract	880417

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 10, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 22, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Mar 10, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	201859144
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	0000105546
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806

Mortgage

Document Number	0000017248
Date	Apr 12, 2024
Instrument	R2024017248

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	May 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806
Document Number	0000029258
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 OAK TREE LN PLAINFIELD IL 605864806, PLAINFIELD, IL 60586-4806

Mortgage

Document Number	0000029258
Date	Apr 20, 2020
Instrument	29258

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate	3.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806
Document Number	0000028030
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 OAK TREE LN PLAINFIELD IL 605864806, PLAINFIELD, IL 60586-4806

Mortgage

Document Number	0000028030
Date	Apr 15, 2020
Instrument	28030

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 22, 2018
Property Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806
Document Number	0000059144
Map Reference	DOC R98067425
Instrument Date	Jul 20, 2018
Instrument	R2018059144
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806

Mortgage

Document Number	0000059146
Date	Aug 22, 2018
Instrument	R2018059146

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 10, 2017
Property Address	4171 OAK TREE LN, PLAINFIELD, IL 60586-4806
Document Number	0000020124
Instrument Date	Feb 6, 2017
Instrument	20124
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 FRANK DR SHOREWOOD IL 604049635, SHOREWOOD, IL 60404-9635

Mortgage

Document Number	20125
Date	Mar 10, 2017
Instrument	20125

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00 (+18.86%)	$83,641 (+8.45%) Land $14,615 Building $69,026	$250,923 (+8.45%) Land $43,845 Building $207,078
2024		$77,124 (+25.52%) Land $13,476 Building $63,648	$231,372 (+25.52%) Land $40,428 Building $190,944
2022	$4,353.00 Homeowner's exemption	$61,444 Land $10,736 Building $50,708	$184,332 Land $32,208 Building $152,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Metronet, Watch TV.

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