Osceola County property record for 4170 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,636 sqft Living Area |
| Lot Size | 99,839 sqft (2.29 acres) |
| Garage | Attached, 441 sqft |
| Last Sale | $430,000 (2022) |
| Tax Bill | $6,091.00 (2024) |
| Primary APN | 31-26-31-4950-0001-0970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,389 sqft Gross Area |
| 1st Floor | 1,636 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 99,839 sqft (2.29 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft Shed |
| Patio Area | 1,800 sqft Patio |
| Stable | 576 sqft Stable |
| Porch Area | 312 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4170 HICKORY TREE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8487 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 27 S 1/2 LOT 97 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 970 |
| Legal Lot Number | 97 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43205 |
Source: Osceola County records · APN 31-26-31-4950-0001-0970
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4497 HUNTING LODGE DR, SAINT CLOUD, FL 34772-8006 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2022 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 06, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage E LOANS MORTGAGE INC |
| Jun 06, 2018 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK |
| Apr 28, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2022 · Amount on Record |
| Deed Sale | Oct 04, 2022 · Amount on Record |
| Prior Sale | Jun 06, 2019 · Amount on Record |
| Deed Doc Number | 2022147531 |
| Deed Book / Page | 6294 / 1528 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 04, 2022 |
| Property Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Document Number | 0062941528 |
| Book / Page | 6294 / 1528 |
| Map Reference | MB B PG 27 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 2022147531 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,010.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4170 HICKORY TREE RD, 4170, SAINT CLOUD, FL 34772-8487 |
| Name | Verified Name |
|---|---|
| Address | 4497 HUNTING LODGE DR, SAINT CLOUD, FL 34772-8006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Document Number | 0058320050 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 5832/50 |
| Instrument | 2020155324 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 06, 2019 |
| Property Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Document Number | 0055361926 |
| Book / Page | 5536 / 1926 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019073126 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,199.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4170 HICKORY TREE RD, 4170, SAINT CLOUD, FL 34772-8487 |
| Name | Verified Name |
|---|---|
| Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Document Number | 0055361928 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 5536/1928 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Document Number | 0053592167 |
| Instrument Date | Jun 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4170 HICKORY TREE RD ST CLOUD FL 347728487, ST CLOUD, FL 34772-8487 |
| Document Number | 0053592167 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 005359/002167 |
| Instrument | 100920 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 28, 2017 |
| Property Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Document Number | 0051390804 |
| Book / Page | 5139 / 0804 |
| Map Reference | MB B PG27 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017062936 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4820 CYPRESS CREEK RANCH RD, 4820, SAINT CLOUD, FL 34771-8911 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4170 HICKORY TREE RD, SAINT CLOUD, FL 34772-8487 |
| Document Number | 0051390805 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 5139/0805 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,220.00 (+2.12%) | $397,500 (+10.82%) Land $149,000 Building $248,500 | $397,500 (+10.82%) Land $149,000 Building $248,500 |
| 2024 | $6,091.00 (+8.19%) | ||
| 2023 | $5,630.00 (+84.29%) | $358,700 (+64.91%) Land $115,700 Building $243,000 | $358,700 (+15.41%) Land $115,700 Building $243,000 |
| 2022 | $3,055.00 Homeowner's exemption | $217,510 | $310,800 Land $103,100 Building $207,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 236 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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