Talbot County property record for 4170 Claylands Rd, Trappe, MD 21673
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,908 sqft · built 1962 |
| Lot Size | 8.05 acres (350,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (May 2011) |
| Tax Bill | $10,930 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-120309 |
| Primary APN | 03-120309 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,908 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 350,658 sqft (8.05 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 370 sqft |
| Patio Area | 91 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 120309 |
|---|---|
| Street Address | 4170 CLAYLANDS RD |
| City | TRAPPE |
| State | MD |
| Zip | 21673-1893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A2 |
| Legal Description | LOT 8.055 AC N/S ISLAND CREEK NECK |
| Legal Subdivision | ISLAND CREEK |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960900 |
4170 Claylands Rd, a rural home, is owned and occupied by two individuals who bought it in May 2011.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4170 CLAYLANDS RD, TRAPPE, MD 21673-1893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2011 · Amount on File |
| Deed Sale | May 3, 2011 · Amount on File |
| Prior Sale | Mar 11, 1997 · Amount on File |
| Deed Document Number | 20111889/0142 |
| Deed Book / Page | 1889 / 142 |
| Transfer Doc | 0000000597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 4170 CLAYLANDS RD, TRAPPE, MD 21673-1893 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028260406 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 2826/406 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 4170 Claylands Rd was $10,930, up 4.6% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,930.00 (+4.62%) | $1,172,700 Land $742,600 Building $430,100 | $1,172,700 Land $742,600 Building $430,100 |
| 2025 | $10,447.00 | ||
| 2023 | $9,151.00 | $1,069,800 Land $742,600 Building $327,200 | $1,069,800 Land $742,600 Building $327,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4170 Claylands Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 34 (2003–2024) |
| Claims Outside the SFHA | 4 of 34 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4170 Claylands Rd is moderate, ranking above 54% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Easton Velocity Fiber | 1,000 / 125 |
5G (outdoors only) and 4G LTE
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