4170 Carroll Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 4170 Carroll Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,405 sqft · built 2001
Lot Size	1.85 acres (81,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Feb 2023)
Tax Bill	$10,210 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-725-02526975`

Property Details

APN / Parcel Number

Primary APN	`01-725-02526975`
Alternative APNs	`172502526975` `72502526975`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,405 sqft Living Area
Gross Area	4,189 sqft
1st Floor Area	2,270 sqft
Utility Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	81,021 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	742 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	72502526975
Street Address	4170 CARROLL DR
City	EDGEWATER
State	MD
Zip	21037-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 8 BK K SAUNDERS POINT
Legal Subdivision	SAUNDERS POINT
Legal Block	K
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1026
Census Tract	701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 850, EDGEWATER, MD 21037-0850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Jun 30, 2000 · Amount on Record
Deed Book / Page	39455 / 1
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 13, 2023
Property Address	4170 CARROLL DR, EDGEWATER, MD 21037-4647
Document Number	0394550001
Book / Page	39455 / 1
Map Reference	MB 25 FO 9
Instrument Date	Dec 2, 2022
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 850, EDGEWATER, MD 21037-0850

Mortgage

Document Number	0000394557
Date	Feb 13, 2023
Instrument	39455/7

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	10.3%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4170 CARROLL DR, EDGEWATER, MD 21037-4647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0350100405
Date	Aug 6, 2020
Book Page	35010/405

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,092,100 (+29.73%) Land $538,700 Building $553,400	$1,092,100 (+29.73%) Land $538,700 Building $553,400
2025	$10,210.00 (+11.07%)
2023	$9,192.00 Homeowner's exemption	$841,800 Land $396,700 Building $445,100	$841,800 Land $396,700 Building $445,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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