417 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 417 Whitewater Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	2,338 sqft · built 2015
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on File
Last Sale	$428,800 (Jan 2021)
Tax Bill	$8,549 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08530-0300-00346-000`

Property Details

APN / Parcel Number

Primary APN	`08530-0300-00346-000`
Alternative APN	`64962`

Interior

Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	4,114 sqft
1st Floor Area	2,338 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Attached
Garage Area	1,776 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	842 sqft
Porch	Porch
Porch Area	402 sqft
Patio Area	610 sqft

Location & Zoning

Street Address	417 WHITEWATER DR
City	BERTRAM
State	TX
Zip	78605-4590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8530 WHITEWATER SPRINGS LOT 346-A SEC 3
Legal Subdivision	WHITEWATER SPRINGS
Legal Block	2
Legal Lot Number	346-A
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2083
Census Tract	960402

Owner

Source: Burnet County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	47 WHITEWATER DR, BERTRAM, TX 78605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY FCU
Jan 6, 2021	Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	2021240
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	417 WHITEWATER DR, BERTRAM, TX 78605-4590
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201806744
Date	Jun 27, 2018
Instrument	201806744

Lender

Name	UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Jan 6, 2021
Property Address	417 WHITEWATER DR, BERTRAM, TX 78605-4590
Document Number	202100240
Map Reference	DOC 201503795
Instrument Date	Jan 4, 2021
Instrument	202100240
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NOT AVAILABLE, ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 WHITEWATER DR, BERTRAM, TX 78605-4590

Mortgage

Document Number	202100260
Date	Jan 6, 2021
Instrument	202100260

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,549.00 (+33.91%) Homeowner's exemption	$746,497 (+13.03%)	$806,368 (+22.1%) Land $127,948 Building $678,420
2024	$6,384.00 (+11.34%)
2023	$5,734.00 Homeowner's exemption	$660,433 Land $77,840 Building $582,593	$660,433 Land $77,840 Building $582,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 67% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER SPRINGS WATER SYSTEM private · serves 450 people · EPA ID TX0270124
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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