417 Westbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 417 Westbrook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,527 sqft · built 1978
Lot Size	0.393 acres (17,100 sqft)
Owner	Individual Name on Record
Last Sale	$182,300 (Apr 2019)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`243480A036`

Property Details

APN / Parcel Number

Primary APN	`243480A036`
Alternative APN	`2-057A-5041-00-0037.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,527 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Finished Basement	1,123 sqft
Unfinished Basement	281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,100 sqft (0.393 acres)
Lot Dimensions	190 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	243480A036
Street Address	417 WESTBROOK DR
City	O FALLON
State	MO
Zip	63366-2466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WESTBROOK MANOR LOT 37
Legal Subdivision	WESTBROOK MANOR
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2004
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 WESTBROOK DR, O FALLON, MO 63366-2466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 2, 2019	Quit Claim Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	2019144340
Deed Book / Page	7053 / 1694
Prior Transfer Date	Mar 20, 2019
Prior Transfer Doc	0070531694
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	417 WESTBROOK DR, O FALLON, MO 63366-2466
Document Number	0072630819
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 WESTBROOK DR O FALLON MO 633662466, O FALLON, MO 63366-2466

Mortgage

Document Number	0072630819
Date	Apr 6, 2020
Book Page	007263/000819
Instrument	208900

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2019
Property Address	417 WESTBROOK DR, O FALLON, MO 63366-2466
Document Number	0070531694
Book / Page	007053 / 001694
Instrument Date	Mar 20, 2019
Instrument	144340
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 WESTBROOK DR O FALLON MO 633662466, O FALLON, MO 63366-2466

Mortgage

Document Number	70531698
Date	Apr 2, 2019
Book Page	007053/001698
Instrument	144350

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,407 (-)	$275,824 (-) Land $55,000 Building $220,824
2025	$3,373.00 (+7.56%)	$52,407 (+10.84%)	$275,824 (+10.84%) Land $55,000 Building $220,824
2024	$3,136.00
2023		$47,280
2022			$248,841 Land $55,000 Building $193,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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