417 Wells Rd, Marble, NC 28905 Property Records

Cherokee County property record for 417 Wells Rd, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,360 sqft · built 2019
Lot Size	13.5 acres (590,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,000 (Nov 2018)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551303297849000`

Property Details

APN / Parcel Number

Primary APN	`551303297849000`
Alternative APN	`48805`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,360 sqft Heated Area
Basement Area	1,610 sqft
Finished Basement	1,610 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	590,674 sqft (13.5 acres)
Lot Width	472 ft Width
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	486 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48805
Street Address	417 WELLS RD
City	MARBLE
State	NC
Zip	28905-8393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR STILES P/O 1018/675 & 1591/385
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3001
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 WELLS RD, MARBLE, NC 28905-8393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Feb 6, 2019	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	0001018675
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	417 WELLS RD, MARBLE, NC 28905-8393
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 WELLS RD, MARBLE, NC 28905-8393

Mortgage

Document Number	0001727/84
Date	Dec 20, 2022
Book Page	1727/84
Instrument	7887

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	417 WELLS RD, MARBLE, NC 28905-8393
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01606/0461
Date	Feb 6, 2019
Book Page	01606/0461
Instrument	00537

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	417 WELLS RD, MARBLE, NC 28905-8393
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 WELLS RD, MARBLE, NC 28905-8393

Mortgage

Document Number	1658/414
Date	Sep 29, 2020
Book Page	1658/414
Instrument	5467

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00	$370,100 (-)	$370,100 (-) Land $42,960 Building $327,140
2023		$370,100	$370,100 Land $42,960 Building $327,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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