Woodford County property record for 417 Wells Ln, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,704 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $236,500 (May 2017) |
| Tax Bill | $3,942 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit May 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-7005-009-00 |
| Primary APN | 30-7005-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 30326 |
|---|---|
| Street Address | 417 WELLS LN |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STORY |
| Legal Subdivision | HOMESTEAD SUBD |
| Legal Block | B U1B |
| Legal Lot Number | 9 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50104 |
417 Wells Ln is owned and occupied by an individual who bought it in May 2017.
Source: Woodford County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 417 WELLS LN, VERSAILLES, KY 40383-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE NATIONAL BANK |
| May 30, 2017 | Deed, Transfer · Line of Credit ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Deed Document Number | 37005 |
| Deed Book / Page | D300 / 514 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 417 WELLS LN, VERSAILLES, KY 40383-1546 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | M808/476 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | M808/476 |
| Instrument | 46551 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 11, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | May 30, 2017 |
| Property Address | 417 WELLS LN, VERSAILLES, KY 40383-1546 |
| Document Number | D300/514 |
| Book / Page | D300 / 514 |
| Map Reference | CAB B SL 174 |
| Instrument Date | May 26, 2017 |
| Instrument | 37005 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1205 GREENDALE RD # 104, 1205, LEXINGTON, KY 40511-8709 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 417 WELLS LN, VERSAILLES, KY 40383-1546 |
| Document Number | 37006 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 37006 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 417 Wells Ln was $3,942.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,942.00 | $405,000 | $405,000 |
| 2023 | $2,667.00 | $249,000 | $249,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Wells Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Wells Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE WOODFORD CO WATER DISTRICT serves 2,644 people · EPA ID KY1200310 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
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