417 W 20th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 417 W 20th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1985
Lot Size	0.127 acres (5,529 sqft)
Owner	2 Company Names on File
Last Sale	$95,000 (Apr 2016)
Tax Bill	$2,558 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-044-250-000`

Property Details

APN / Parcel Number

Primary APN	`233-044-250-000`
Alternative APN	`233-044-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	5,529 sqft (0.127 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	233-044-25
Street Address	417 W 20TH ST
City	TRACY
State	CA
Zip	95376-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET PARK MAP 000000 00000 LOT 20
Legal Subdivision	SUNSET PARK
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2008
Census Tract	5303

Owner

417 W 20th St is owned by a company that acquired it in August 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	417 W 20TH ST, TRACY, CA 95376-2517
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 23, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2016 · Amount on File
Deed Sale	Apr 6, 2016 · Amount on File
Deed Document Number	201638647
Last Transfer Date	Aug 21, 2021
Transfer Doc	0000140855
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2021
Property Address	417 W 20TH ST, TRACY, CA 95376-2517
Document Number	0000140855
Map Reference	VOL 11 PG 114
Instrument Date	Aug 21, 2021
Instrument	2021-140855
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W 20TH ST, TRACY, CA 95376-2517

Mortgage

Document Number	0000140856
Date	Aug 24, 2021
Instrument	2021-140856

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	109 Months
Due	Sep 1, 2030

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 23, 2019
Property Address	417 W 20TH ST, TRACY, CA 95376-2517
Document Number	0000150989
Instrument Date	Dec 9, 2019
Instrument	150989
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 W 20TH TRACY TRACY CA 95376, TRACY, CA 95376

Mortgage

Document Number	150990
Date	Dec 23, 2019
Instrument	150990

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 22, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 417 W 20th St was $2,558, up % from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,558.00 (+0.04%)
2025	$2,557.00	$228,081 Land $69,042 Building $159,039
2023	$2,317.00 (+2.12%) Homeowner's exemption	$219,226 Land $66,362 Building $152,864	$544,860
2022	$2,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 W 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 417 W 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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