417 Valley Oak Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 417 Valley Oak Ct, Windsor, CA 95492

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,375 sqft · built 1995
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Nov 2009)
Tax Bill$4,586 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN161-490-003-000

Property Details

APN / Parcel Number

Primary APN161-490-003-000
Alternative APN
  • 161-490-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,375 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Old Parcel Number161-490-003
Street Address417 VALLEY OAK CT
CityWINDSOR
StateCA
Zip95492-9243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYWI
Legal Description95FM161-070-043CALIFORNIA CREEKSIDE IV 161-490 LT3
Legal SubdivisionCALIFORNIA CREEKSIDE IV
Legal Block2
Legal Lot Number3
JurisdictionSONOMA CA
Township / Civil DivisionHEALDSBURG
Census Block Group2
Census Block2008
Census Tract153804

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address417 VALLEY OAK CT, WINDSOR, CA 95492-9243
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2009 · Amount on Record
Deed SaleNov 25, 2009 · Amount on Record
Prior SaleAug 18, 2004 · Amount on Record
Deed Document Number2009114377
Prior Transfer DateApr 13, 2006
Prior Transfer Doc0000048046
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address417 VALLEY OAK CT, WINDSOR, CA 95492-9243
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051682
DateJun 29, 2020
Instrument2020051682
Lender
NameCOMMUNITY FIRST CU
TypeCredit Union
AddressSANTA ROSA, CA 95401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityWindsor Town
Unified School DistrictWindsor Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$379,429 (+2%) Land $135,049 Building $244,380
2025$4,586.00 (+4.16%) Homeowner's exemption$371,990 (+4.04%) Land $132,401 Building $239,589
2023$4,403.00 (+1.73%) Homeowner's exemption$357,547 Land $127,260 Building $230,287
2022$4,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WINDSOR
serves 25,561 people · EPA ID CA4910017
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Valley Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number