417 Troy St, Bakersfield, CA 93306 Property Records

Kern County property record for 417 Troy St, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1949
Lot Size	0.191 acres (8,325 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2022)
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144-150-04-00-5`

Property Details

APN / Parcel Number

Primary APN	`144-150-04-00-5`
Alternative APNs	`144-150-04-2` `1441500400` `14415004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Masonry / Concrete Block
Lot Area	8,325 sqft (0.191 acres)
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	144150042
Street Address	417 TROY ST
City	BAKERSFIELD
State	CA
Zip	93306-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1379 , BLOCK , LOT 24
Legal Subdivision	TRACT NO 1379
Legal Tract	1379
Legal Block	2
Legal Lot Number	24
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2005
Census Tract	1104

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 TROY ST, BAKERSFIELD, CA 93306-6449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage CCVHRP I LLC
Mar 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 29, 2022	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	202249042
Prior Transfer Date	Nov 22, 1993
Prior Transfer Doc	0000175097
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	417 TROY ST, BAKERSFIELD, CA 93306-6449
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	INNOVATIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217742
Date	Nov 19, 2021
Instrument	221217742

Lender

Name	CCVHRP I LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92106

Agreement

Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	417 TROY ST, BAKERSFIELD, CA 93306-6449
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	ALL CALIFORNIA TITLE COMPANY, ALL CALIFORNIA T&E CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 AUBURN ST, BAKERSFIELD, CA 93306-7222

Mortgage

Document Number	0000049045
Date	Mar 29, 2022
Instrument	222049045

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 24, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 29, 2022
Property Address	417 TROY ST, BAKERSFIELD, CA 93306-6449
Document Number	0000049042
Map Reference	MB 6 PG 29
Instrument Date	Mar 15, 2022
Instrument	222049042
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	ALL CALIFORNIA TITLE COMPANY, ALL CALIFORNIA T&E CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	417 TROY ST, BAKERSFIELD, CA 93306-6449

Mortgage

Document Number	0000049043
Date	Mar 29, 2022
Instrument	222049043

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0000049044
Date	Mar 29, 2022
Instrument	222049044

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 24, 2052

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$238,133 (+2%) Land $43,296 Building $194,837
2025	$3,457.00 (+5.17%)	$233,465 (+4.04%) Land $42,448 Building $191,017
2023	$3,287.00 (+119.72%)	$224,400 Land $40,800 Building $183,600
2022	$1,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST NILES CSD serves 32,517 people · EPA ID CA1510006
Water Source	Purchased surface water from KERN COUNTY WATER AGENCY
Last State Inspection	May 2023
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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