New Hanover County property record for 417 Third Ave S, #B, Kure Beach, NC 28449
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,600 sqft · built 2005 |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (May 2026) |
| Tax Bill | $2,959 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R09217-021-003-002 |
| Primary APN | R09217-021-003-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Total Area |
| 1st Floor Area | 836 sqft |
| Basement Area | 1,542 sqft |
| Finished Basement | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 417 THIRD AVE S, B |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-3514 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA-3,RESID |
| Legal Description | UNIT B ISLAND DREAM TWHS 20 |
| Legal Subdivision | TOWNHOME 47C OF THE NORTH CAROLINA |
| Legal Block | 21 |
| Legal Lot Number | 3 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 12203 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1244 MAGNOLIA HILL RD, GARNER, NC 27529-7014 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FIN'L |
| Apr 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Apr 14, 2020 · Amount on Record |
| Deed Document Number | 202612188 |
| Deed Book / Page | 6847 / 133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 417 THIRD AVE S # B, B, KURE BEACH, NC 28449-3514 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00648700154 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 6487/154 |
| Instrument | 2021042684 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | May 6, 2026 |
| Property Address | 417 THIRD AVE S, B, KURE BEACH, NC 28449-3514 |
| Document Number | 0000012188 |
| Book / Page | 6847 / 133 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.12188 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1244 MAGNOLIA HILL RD, GARNER, NC 27529-7014 |
| Document Number | 0000012189, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..12189 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | May 6, 2026 |
| Property Address | 417 THIRD AVE S, B, KURE BEACH, NC 28449-3514 |
| Document Number | 00684700133 |
| Book / Page | 6847 / 133 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202612188 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1244 MAGNOLIA HILL RD, GARNER, NC 27529-7014 |
| Document Number | 0000012189, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202612189 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 14, 2020 |
| Property Address | 417 THIRD AVE S # B, B, KURE BEACH, NC 28449-3514 |
| Document Number | 0063020198 |
| Book / Page | 006302 / 000198 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 13262 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 504 MIDENHALL WAY #WHY CARY NC 275135585, CARY, NC 27513-5585 |
| Document Number | 63020201 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 006302/000201 |
| Instrument | 13263 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 6, 2017 |
| Property Address | 417 THIRD AVE S # B, B, KURE BEACH, NC 28449-3514 |
| Document Number | 0060491599 |
| Book / Page | 006049 / 001599 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 10777 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 3RD AVE S #B KURE BEACH NC 28449, B, KURE BEACH, NC 28449 |
| Document Number | 60491603 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 006049/001603 |
| Instrument | 10778 |
| Name | ASSURANCE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | BATON ROUGE, LA 70809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2047 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,200 (-) Building $619,200 | $619,200 (-) Building $619,200 | |
| 2025 | $2,959.00 (+6.17%) | $619,200 (+64.37%) Building $619,200 | $619,200 (+64.37%) Building $619,200 |
| 2024 | $2,787.00 (+3.38%) | ||
| 2023 | $2,696.00 (-0.7%) | $376,700 Building $376,700 | $376,700 Building $376,700 |
| 2022 | $2,715.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 237 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 504 units insured incl. 267 condo units |
| Nearby Flood Claims | 455 (1984–2025) |
| Claims Outside the SFHA | 327 of 455 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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