417 The Cove, Modesto, CA 95355 Property Records

Stanislaus County property record for 417 The Cove, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,288 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2026)
Tax Bill	$5,475 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-029-047-000`

Property Details

APN / Parcel Number

Primary APN	`034-029-047-000`
Alternative APNs	`0342947000` `0342947`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Irregular Lot
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	417 THE CV
City	MODESTO
State	CA
Zip	95355-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE BLUFF AT SEVEN FALLS (38M18)
Legal Subdivision	BLUFF/SEVEN FALLS
Legal Block	2
Legal Lot Number	47
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2006
Census Tract	1001

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 THE CV, MODESTO, CA 95355-6004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Dec 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 11, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Apr 25, 2017	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	202647890
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	0000103150
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 1, 2026
Property Address	417 THE CV, MODESTO, CA 95355-6004
Document Number	0000047890
Instrument Date	Aug 25, 2026
Instrument	202647890
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	417 THE CV, MODESTO, CA 95355-6004

Mortgage

Document Number	0000047891,
Date	Sep 1, 2026
Instrument	202647891

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 11, 2020
Property Address	417 THE CV, MODESTO, CA 95355-6004
Document Number	0000103150
Map Reference	VOL 38 PG 18
Instrument Date	Dec 4, 2020
Instrument	2020-0103150
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 THE CV, 417, MODESTO, CA 95355-6004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 THE CV, MODESTO, CA 95355-6004

Mortgage

Document Number	0000103151
Date	Dec 11, 2020
Instrument	2020-0103151

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 11, 2020
Property Address	417 THE CV, MODESTO, CA 95355-6004
Document Number	0000103149
Instrument Date	Dec 4, 2020
Instrument	103149
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	417 THE COVE MODESTO CA 953556004, MODESTO, CA 95355-6004

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 25, 2017
Property Address	417 THE CV, MODESTO, CA 95355-6004
Document Number	0000029260
Map Reference	MAP38 PG18
Instrument Date	Apr 17, 2017
Instrument	2017-0029260
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 THE CV, MODESTO, CA 95355-6004

Mortgage

Document Number	0000029261
Date	Apr 25, 2017
Instrument	2017-0029261

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,475.00 (+1.13%)	$479,433 (+2%) Land $183,486 Building $295,947
2025	$5,414.00 (+6.3%) Homeowner's exemption	$470,034 (+4.04%) Land $179,889 Building $290,145
2023	$5,093.00 (+2.54%) Homeowner's exemption	$451,783 Land $172,904 Building $278,879
2022	$4,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ezWave, Verizon.

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