417 Susan Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 417 Susan Dr, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,148 sqft · built 1974
Lot Size	0.433 acres (18,861 sqft)
Owner	Individual Name on File
Tax Bill	$3,855 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
APN	`0364004000040`

Property Details

APN / Parcel Number

Primary APN	`0364004000040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	1,913 sqft
Attic	Attic
Attic Area	391 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,861 sqft (0.433 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	417 SUSAN DR
City	CHESAPEAKE
State	VA
Zip	23320-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	PARCEL 4 E B & D A CUTHERELL PLAT
Legal Subdivision	MISC WA MAPS 27,35,36
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	20907

Owner

417 Susan Dr is owned and occupied by an individual.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	417 SUSAN DR, CHESAPEAKE, VA 23320-6817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 5, 2026
Property Address	417 SUSAN DR, CHESAPEAKE, VA 23320-6817
Document Number	0000025480
Book / Page	11028 / 1482
Instrument Date	Oct 1, 2026
Instrument	202625480
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SUSAN DR, CHESAPEAKE, VA 23320-6817

Mortgage

Document Number	0000025480,
Date	Oct 5, 2026
Book Page	11028/1482
Instrument	202625480

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 417 Susan Dr was $3,855.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,000 (+4.27%) Land $160,000 Building $238,000	$398,000 (+4.27%) Land $160,000 Building $238,000
2025	$3,855.00	$381,700 Land $140,000 Building $241,700	$381,700 Land $140,000 Building $241,700
2023		$277,900 (-1.8%) Land $110,000 Building $167,900	$277,900 (-1.8%) Land $110,000 Building $167,900
2022		$283,000 Land $95,000 Building $188,000	$283,000 Land $95,000 Building $188,000
2019	$2,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 417 Susan Dr; there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 113 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	333 units insured incl. 220 condo units
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Susan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

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