417 Sunset Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 417 Sunset Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1971
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (Aug 2019)
Tax Bill$3,036 (2024)
Deeds & MortgagesJul 2022 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-304-021-000

Property Details

APN / Parcel Number

Primary APN07-25-304-021-000
Alternative APN
  • 07251330402400 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area19,602 sqft (0.45 acres)
Garage Area312 sqft
DrivewayConcrete Driveway
Driveway Area360 sqft
Deck Area299 sqft
Patio Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address417 SUNSET DR
CityWATERLOO
StateIL
Zip62298-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART LOT 53 SUNSET ACRES 2ND ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionSUNSET ACRES
Legal Lot Number53
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3002
Census Tract600501

Owner

Source: Monroe County records · APN 07-25-304-021-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address417 SUNSET DR, WATERLOO, IL 62298-1815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number2019403272
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address417 SUNSET DR, WATERLOO, IL 62298-1815
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000425203
DateJul 18, 2022
Instrument425203
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 29, 2019
Property Address417 SUNSET DR, WATERLOO, IL 62298-1815
Document Number0000403272
Instrument DateAug 24, 2019
Instrument403272
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyCOLUMBIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address417 SUNSET DR, WATERLOO, IL 62298-1815

Mortgage

Document Number0000403273
DateAug 29, 2019
Instrument403273
Lender
NameFIRST NATIONAL BANK WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$61,170 (+15.85%) Land $17,970 Building $43,200$183,510 (+15.85%) Land $53,910 Building $129,600
2024$3,036.00
2022Additional exemption filed$52,800 Land $16,140 Building $36,660$158,400 Land $48,420 Building $109,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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