Kane County property record for 417 Stone Dr, Saint Charles, IL 60174
| Property Type | General Industrial |
|---|---|
| Details | 25,060 sqft · built 1995 |
| Lot Size | 2.96 acres (129,373 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,875,000 (Mar 2026) |
| Tax Bill | $58,733 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-476-004 |
| Primary APN | 09-26-476-004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 25,060 sqft Gross Area |
| 1st Floor Area | 25,060 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 129,373 sqft |
| Street Address | 417 STONE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3301 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | 15 |
| Legal Subdivision | STC INDUSTRIAL DEV |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 852002 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1355 GREENWOOD CLFS, 100, CHARLOTTE, NC 28204-0063 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 3, 2025 | Deed of Trust, Mortgage · SBA Mortgage UNION NATIONAL BANK |
| Mar 12, 2026 | Special Warranty Deed, Transfer · Commercial Mortgage UNITED BANK |
| Dec 28, 2016 | Loan Modification, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | Jul 3, 2013 · Amount on Record |
| Deed Document Number | 202610007 |
| Prior Transfer Date | Nov 28, 1994 |
| Prior Transfer Doc | 0000092734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 417 STONE DR, ST CHARLES, IL 60174-3301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011798 |
|---|---|
| Date | Apr 3, 2025 |
| Instrument | 2025K011798 |
| Name | UNION NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60120 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 2, 2030 |
| Rate | 5.95% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 12, 2026 |
| Property Address | 417 STONE DR, ST CHARLES, IL 60174-3301 |
| Document Number | 0000010007 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026K010007 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 STONE DR, SAINT CHARLES, IL 60174-3301 |
| Name | Verified Name |
|---|---|
| Address | 1355 GREENWOOD CLFS STE 100, 100, CHARLOTTE, NC 28204-0063 |
| Document Number | 0000010008 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026K010008 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 11, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 417 STONE DR, ST CHARLES, IL 60174-3301 |
| Document Number | 0000000819 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Title Company | CT LIEN SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 417 STONE DR ST CHARLES IL 601743301, ST CHARLES, IL 60174-3301 |
| Document Number | 0000000819 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 819 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 5 N RANDALL RD, BATAVIA, IL 60510-9208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,733.00 (+2.54%) | $837,442 (+8.53%) Land $235,294 Building $602,148 | $2,513,331 (+8.53%) Land $706,164 Building $1,807,167 |
| 2024 | $57,278.00 (-3.12%) | $771,623 (+5.38%) Land $216,801 Building $554,822 | $2,315,795 (+5.42%) Land $650,663 Building $1,665,132 |
| 2022 | $59,122.00 (+3.86%) | $732,239 (+4.91%) Land $214,778 Building $517,461 | $2,196,717 (+4.91%) Land $644,334 Building $1,552,383 |
| 2021 | $56,924.00 | $697,969 Land $204,726 Building $493,243 | $2,093,907 Land $614,178 Building $1,479,729 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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