Richland County property record for 417 Spring Oak Ln, Columbia, SC 29229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,039 sqft · built 2005 |
| Lot Size | 0.233 acres (10,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $121,310 (Feb 2005) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2026 Re-recorded Document + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23111-03-48 |
| Primary APN | 23111-03-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,039 sqft Heated Area |
| Gross Area | 2,555 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,174 sqft (0.233 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 01819063 |
|---|---|
| Street Address | 417 SPRING OAK LN |
| City | COLUMBIA |
| State | SC |
| Zip | 29229-7165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 270 64.3X133.3X60.7X129.8 #SU ABINGTON PARK PH II #PR RB935-44 |
| Legal Subdivision | ABINGTON PARK |
| Legal Lot Number | 64,270 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11424 |
Source: Richland County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Aug 24, 2026 | Re-recorded Document NONE LISTED ON DOCUMENT |
| Aug 17, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 31, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Sep 2, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2005 · Amount on Record |
| Deed Sale | Feb 17, 2005 · Amount on Record |
| Deed Document Number | 200511692 |
| Deed Book / Page | 1024 / 3868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 28, 2026 |
| Property Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Document Number | 0000043154 |
| Book / Page | 3161 / 2583 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202643154 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Document Number | 0000043154, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 3161/2583 |
| Instrument | 202643154 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 24, 2026 |
| Property Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Document Number | 0000042269 |
| Book / Page | 3160 / 1232 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202642269 |
| Record Updated | Sep 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 17, 2026 |
| Property Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Document Number | 0000040849 |
| Book / Page | 3157 / 3561 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202640849 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027752961 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 2775/2961 |
| Instrument | 2022049489 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 417 SPRING OAK LN, COLUMBIA, SC 29229-7165 |
| Document Number | 2532/1955 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 417 SPRING OAK LN COLUMBIA SC 292297165, COLUMBIA, SC 29229-7165 |
| Document Number | 2532/1955 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 002532/001955 |
| Instrument | 50280 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 24, 2035 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 (+8.42%) | $205,900 (+72.45%) Land $28,000 Building $177,900 | |
| 2023 | $368.00 (+13.93%) | ||
| 2021 | $323.00 | $4,776 Land $924 Building $3,852 | $119,400 Land $23,100 Building $96,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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