417 Smith St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 417 Smith St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1995
Lot Size	0.08 acres (3,498 sqft)
Owner	Company Name on File
Last Sale	$107,000 (Nov 2018)
Tax Bill	$1,348 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Nov 2018 Mortgage + 1 more
APN	`10285700`

Property Details

APN / Parcel Number

Primary APN	`10285700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	3,498 sqft (0.08 acres)
Lot Width	35 ft Width
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	417 SMITH ST
City	LEXINGTON
State	KY
Zip	40508-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	1-014 WARFIELD BELL LOT; BOOK: 3627 PAGE: 341
Legal Subdivision	WARFIELD BELL
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	4
Census Block	4007
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

417 Smith St is owned by a company that bought it in November 2018.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 911033, LEXINGTON, KY 40591-1033
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage TRADITIONAL BK
Nov 8, 2018	Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN
Nov 8, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Deed Book / Page	3627 / 341
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	417 SMITH ST, LEXINGTON, KY 40508-1343
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9251/248
Date	Jan 28, 2019
Book Page	9251/248

Lender

Name	TRADITIONAL BK

Agreement

Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	417 SMITH ST, LEXINGTON, KY 40508-1343
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9210/628
Date	Nov 8, 2018
Book Page	9210/628

Lender

Name	UNIVERSITY OF KY FED CR UN

Agreement

Amount	Amount on Record

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 8, 2018
Property Address	417 SMITH ST, LEXINGTON, KY 40508-1343
Document Number	3627/341
Book / Page	3627 / 341
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 417 Smith St was $1,348, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,348.00 (+1.89%)	$107,000 (-)	$107,000 (-)
2025	$1,323.00	$107,000	$107,000
2023	$1,323.00	$107,000	$107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 417 Smith St; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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