417 Seminole Dr, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 417 Seminole Dr, Bernice, OK 74331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 2019
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Sep 2019)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25N22E-23-0-10225-003-0024`

Property Details

APN / Parcel Number

Primary APN	`25N22E-23-0-10225-003-0024`
Alternative APNs	`0035772` `35772`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	168 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35772
Street Address	417 SEMINOLE DR
City	BERNICE
State	OK
Zip	74331-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE HTS S 20 LOT 25 & ALL LOT 26 BLK 3 2292-854
Legal Range	22E
Legal Township	25N
Legal Section	23
Legal Subdivision	BERNICE-SUNRISE HTS
Legal Block	3
Legal Lot Number	25,26
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2053
Census Tract	375803

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	417 SEMINOLE DR, BERNICE, OK 74331-7063
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 18, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 10, 2019	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	20196984
Deed Book / Page	2292 / 854
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000007943
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OK
Recording Date	Aug 31, 2026
Property Address	417 SEMINOLE DR, BERNICE, OK 74331-7063
Document Number	0000007943
Book / Page	2674 / 540
Instrument Date	Aug 28, 2026
Instrument	20267943
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	417 SEMINOLE DR, BERNICE, OK 74331-7063

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	417 SEMINOLE DR, BERNICE, OK 74331-7063
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2398/377
Date	Aug 18, 2021
Book Page	2398/377
Instrument	2021-008996

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 10, 2019
Property Address	417 SEMINOLE DR, BERNICE, OK 74331-7063
Document Number	002292/854
Book / Page	2292 / 854
Instrument Date	Aug 27, 2019
Instrument	2019-006984
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S 117TH EAST PL, TULSA, OK 74128-2223

Mortgage

Document Number	2019006985
Date	Sep 10, 2019
Instrument	2019-006985

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Bernice Town
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,480 (+3%) Land $2,812 Building $14,668	$151,998 (-18.7%) Land $24,448 Building $127,550
2025	$1,239.00 (+0.81%) Homeowner's exemption	$16,971 (+3%) Land $2,730 Building $14,241	$186,956 (-) Land $28,750 Building $158,206
2024	$1,229.00 (+5.04%) Homeowner's exemption	$16,476 (+2.99%) Land $2,650 Building $13,826	$186,956 (+34.4%) Land $28,750 Building $158,206
2023	$1,170.00 Homeowner's exemption	$15,997 Land $2,588 Building $13,409	$139,100 Land $22,500 Building $116,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNICE PWA serves 504 people · EPA ID OK2002166
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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