417 S Thor St, Spokane, WA 99202 Property Records

Spokane County property record for 417 S Thor St, Spokane, WA 99202

Property Summary

Property Type	Commercial
Details	5,820 sqft · built 2010
Lot Size	0.973 acres (42,390 sqft)
Owner	Company Name on Record
Tax Bill	$12,984 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35222.3419`

Property Details

APN / Parcel Number

Primary APN	`35222.3419`

Interior

Stories	1 Story
Building Area	5,820 sqft Total Area
Gross Area	21,270 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2012
Exterior Material	Concrete
Lot Area	42,390 sqft (0.973 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	417 S THOR ST
City	SPOKANE
State	WA
Zip	99202-5075
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CB
Legal Description	EUREKA 1ST ADDITION LT 1, 2, 11 & 12 & N27FT OF LT 3 & LT 10 BLK 3 TOGETHER WITH VAC ALLEY ADJ TO ALSO S1/2 VAC 4TH AVE LYG NLY & ADJ TO LTS 1 & 12
Legal Range	43E
Legal Township	25N
Legal Section	22
Legal Subdivision	EUREKA 1ST ADDITION
Legal Block	3
Legal Lot Number	1,12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3009
Census Tract	2900

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 251, CHATTAROY, WA 99003-0251
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
	Deed of Trust, Mortgage
Jul 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Jul 17, 2023	Assignment of Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 S THOR ST, SPOKANE, WA 99202-5075
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007297562
Date	Jul 21, 2023
Instrument	7297562

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Commercial Mortgage

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 S THOR ST, SPOKANE, WA 99202-5075
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12886 INTERURBAN AVE S, TUKWILA, WA 98168-3318

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 S THOR ST, SPOKANE, WA 99202-5075
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007297568
Date	Jul 21, 2023
Instrument	7297568

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 17, 2023
Property Address	417 S THOR ST, SPOKANE, WA 99202-5075
Document Number	0007296520
Instrument Date	Jul 13, 2023
Instrument	7296520
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,984.00 (+1.37%)	$1,277,530 (+43.55%) Land $296,730 Building $980,800	$1,277,530 (+43.55%) Land $296,730 Building $980,800
2025	$12,809.00 (+47.42%)
2024		$889,930 (+12.32%) Land $296,730 Building $593,200	$889,930 (+12.32%) Land $296,730 Building $593,200
2023	$8,689.00 (-6.06%)	$792,340 (-) Land $254,340 Building $538,000	$792,340 (-) Land $254,340 Building $538,000
2022	$9,250.00	$792,340 Land $254,340 Building $538,000	$792,340 Land $254,340 Building $538,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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