417 S Sheldon St, Charlotte, MI 48813 Property Records

Eaton County property record for 417 S Sheldon St, Charlotte, MI 48813

Property Summary

Property Type	Commercial
Details	4 ba · 2,506 sqft
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Jan 2023)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`20004250043000`

Property Details

APN / Parcel Number

Primary APN	`20004250043000`

Interior

Full Baths	4 Baths
Units	10 Units
Building Area	2,506 sqft Total Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Fire Resistance	Fireproof Steel Frame
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	198 ft deep x 82.5 ft wide
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 S SHELDON ST
City	CHARLOTTE
State	MI
Zip	48813-1897
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	N/A
Legal Description	LOT 43. AMENDED PLAT OF BROOKS' ADDITION CITY OF CHARLOTTE
Legal Subdivision	AMENDED PLAT OF BROOKS ADD
Legal Lot Number	43
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	2
Census Block	2013
Census Tract	20902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2534 E VERMONTVILLE HWY, CHARLOTTE, MI 48813-8708
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Quit Claim Deed, Transfer · Commercial Mortgage EATON COMMUNITY BANK
Jan 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, SPEEDY T&E SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Feb 26, 2003 · Amount on Record
Deed Book / Page	3034 / 827
Last Transfer Date	Nov 29, 2023
Transfer Doc	003073/911
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Nov 29, 2023
Property Address	417 S SHELDON ST, CHARLOTTE, MI 48813-1897
Document Number	003073/911
Book / Page	3073 / 911
Map Reference	LB 1 PG 68A
Instrument Date	Nov 29, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 E VERMONTVILLE HWY, CHARLOTTE, MI 48813-8708

Mortgage

Document Number	0030730912
Date	Nov 29, 2023
Instrument	3073-0912

Lender

Name	EATON COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 3, 2023
Property Address	417 S SHELDON ST, CHARLOTTE, MI 48813-1897
Document Number	003034/827
Book / Page	3034 / 827
Map Reference	LB 1 PG 68A
Instrument Date	Dec 5, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	NOT AVAILABLE, SPEEDY T&E SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3802 N CHESTER RD, CHARLOTTE, MI 48813-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 E VERMONTVILLE HWY, CHARLOTTE, MI 48813-8708

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,900 (+35.25%)	$140,016 (+29.88%) Land $37,169 Building $102,847
2025	$4,409.00 (+114.76%)
2023		$53,900	$107,800
2022	$2,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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