417 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 417 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,673 sqft · built 1970
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$432,000 (Sep 2022)
Tax Bill$9,468 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-23-205-017

Property Details

APN / Parcel Number

Primary APN07-23-205-017

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area2,673 sqft Living Area
1st Floor Area1,585 sqft
2nd Floor Area338 sqft
Basement Area750 sqft
Finished Basement750 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleQuadruplex
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions14.3 ft deep x 7 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address417 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-5036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILL-O-WAY PARK UNIT 2
Legal SubdivisionWILL-O-WAY PARK
Legal Lot Number169
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1006
Census Tract846519

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address417 S RIVER RD, NAPERVILLE, IL 60540-5036
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Aug 10, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleAug 10, 2021 · Amount on Record
Deed Document Number202285926
Prior Transfer DateJun 21, 2007
Prior Transfer Doc0000120851
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 16, 2022
Property Address417 S RIVER RD, NAPERVILLE, IL 60540-5036
Document Number0000085926
Map ReferenceDOC R67-04418
Instrument DateJul 9, 2022
InstrumentR2022-085926
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$432.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 S RIVER RD, NAPERVILLE, IL 60540-5036

Mortgage

Document Number0000085927
DateSep 16, 2022
InstrumentR2022-085927
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.12%

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateAug 10, 2021
Property Address417 S RIVER RD, NAPERVILLE, IL 60540-5036
Document Number0000120333
Map ReferenceDOC R67-4418
Instrument DateJul 29, 2021
InstrumentR2021-120333
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$394.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address417 S RIVER RD, NAPERVILLE, IL 60540-5036

Mortgage

Document Number0000120334
DateAug 10, 2021
InstrumentR2021-120334
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.86%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,468.00 (+18.05%)$170,397 (+30.94%) Land $54,118 Building $116,279$511,191 (+30.94%) Land $162,354 Building $348,837
2022$8,020.00 Homeowner's exemption$130,130 Land $40,990 Building $89,140$390,390 Land $122,970 Building $267,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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