417 S Fork Rd, Indian Trail, NC 28079 Property Records

Union County property record for 417 S Fork Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,280 sqft · built 2014
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$193,500 (Apr 2014)
Tax Bill	$414 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-114-072M`

Property Details

APN / Parcel Number

Primary APN	`07-114-072M`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Modular
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	33,977 sqft (0.78 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	417 S FORK RD
City	INDIAN TRAIL
State	NC
Zip	28079-3645
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	HIMES SOUTH FORK RD
Legal Subdivision	PROPERTY OF FRANCESCA H HIMES
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1026
Census Tract	20313

Owner

417 S Fork Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2025.

Source: Union County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 S FORK RD, INDIAN TRAIL, NC 28079-3645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2025	Intrafamily Transfer, Transfer
Sep 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2014 · Amount on File
Deed Sale	Apr 4, 2014 · Amount on File
Prior Sale	Oct 29, 2013 · Amount on File
Deed Document Number	20147895
Deed Book / Page	6203 / 776
Last Transfer Date	Nov 19, 2025
Transfer Doc	0000926024
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	417 S FORK RD, INDIAN TRAIL, NC 28079-3645
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009301307
Date	Feb 10, 2026
Book Page	9301/307
Instrument	3258

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2053

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Dec 4, 2025
Property Address	417 S FORK RD, INDIAN TRAIL, NC 28079-3645
Document Number	0000926024
Book / Page	9260 / 24
Map Reference	CAB E FILE 764
Instrument Date	Nov 19, 2025
Instrument	32184
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 S FORK RD, INDIAN TRAIL, NC 28079-3645

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	417 S FORK RD, INDIAN TRAIL, NC 28079-3645
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009197397
Date	Sep 11, 2025
Book Page	9197/397
Instrument	23512

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 417 S Fork Rd was $414.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$414.00	$63,700 Land $63,700	$63,700 Land $63,700
2023	$127.00	$15,500 Land $15,500	$15,500 Land $15,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 417 S Fork Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 S Fork Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Windstream.

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