Emmet County property record for 417 S Division Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft |
| Lot Size | 0.879 acres (38,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Aug 2011) |
| Tax Bill | $1,686 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-04-251-017 |
| Primary APN | 01-19-04-251-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Lot Area | 38,320 sqft (0.879 acres) |
|---|---|
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 417 S DIVISION RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC R-1 |
| Legal Description | PLAT OF HILLVIEW ACRES, LOT 8. SECTION 4, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | HILLVIEW ACRES |
| Legal Lot Number | 8 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970600 |
417 S Division Rd is owned and occupied by an individual who bought it in August 2011.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 S DIVISION RD, PETOSKEY, MI 49770-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2011 · Amount on File |
| Deed Sale | Aug 22, 2011 · Amount on File |
| Deed Book / Page | 1137 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 417 S DIVISION RD, PETOSKEY, MI 49770-9381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 417 S DIVISION RD, PETOSKEY, MI 49770-9381 |
| Document Number | 0000001225/0000000372 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 0000001225/0000000372 |
| Instrument | 5178322 |
| Name | VENTURE INSURANCE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,000 Land $161,000 | $322,000 Land $322,000 | |
| 2024 | $1,686.00 | ||
| 2023 | $105,300 Land $105,300 | $210,600 Land $210,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 S Division Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 417 S Division Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PETOSKEY PARK APARTMENTS private · serves 70 people · EPA ID MI0005305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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