417 S 2nd St, Pacific, MO 63069 Property Records

Franklin County property record for 417 S 2nd St, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,141 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,121 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-1-12.0-4-003-230.000`

Property Details

APN / Parcel Number

Primary APN	`19-1-12.0-4-003-230.000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,141 sqft Living Area

Exterior

Year Built	Built 1945
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Shed	1 Shed

Location & Zoning

Street Address	417 S 2ND ST
City	PACIFIC
State	MO
Zip	63069-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT204&PT205 O T OF FRANKLIN
Legal Range	02E
Legal Township	43
Legal Section	12
Legal Quarter	SE
Legal Subdivision	O T OF FRANKLIN
Legal Block	3
Legal Lot Number	204 205
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	2
Census Block	2010
Census Tract	800703

Owner

417 S 2nd St is owned and occupied by an individual who acquired it in May 2018.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	417 S 2ND ST, PACIFIC, MO 63069-2007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018
Deed Sale	May 25, 2018
Prior Sale	Aug 5, 2011
Deed Document Number	1807164
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 25, 2018
Property Address	417 S 2ND ST, PACIFIC, MO 63069-2007
Document Number	0000007164
Instrument Date	May 23, 2018
Instrument	7164
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 S 2ND ST PACIFIC MO 630692007, PACIFIC, MO 63069-2007

Mortgage

Document Number	7165
Date	May 25, 2018
Instrument	7165

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 417 S 2nd St was $1,121.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00	$14,883	$78,330 Land $17,340 Building $60,990
2023	$1,004.00 (+20.24%)	$13,447	$70,770 Land $17,340 Building $53,430
2022	$835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 S 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	49 (2008–2024)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 20 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC PWS serves 6,000 people · EPA ID MO6010620
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless · Fiber in parts of the area	600 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20