417 Ruth Ave, #A, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 417 Ruth Ave, #A, Santa Barbara, CA 93101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Trust Name on File
Tax Bill	$6,517 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-072-003`

Property Details

APN / Parcel Number

Primary APN	`037-072-003`
Alternative APN	`03707203`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,284 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	417 RUTH AVE, A
City	SANTA BARBARA
State	CA
Zip	93101-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 23 BLK 197
Legal Subdivision	SANTA BARBARA
Legal Block	197
Legal Lot Number	23
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2004
Census Tract	1001

Owner

417 Ruth Ave, #A is owner-occupied and held in a trust since March 2020.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	417 RUTH AVE, A, SANTA BARBARA, CA 93101-3328
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Apr 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 21, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 23, 2020
Transfer Doc	0000016743
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	417 RUTH AVE # A, A, SANTA BARBARA, CA 93101-3328
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 RUTH AVE B, B, SANTA BARBARA, CA 93101-3328

Mortgage

Document Number	0000052327
Date	Jul 19, 2021
Instrument	2021-0052327

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 2, 2020
Property Address	417 RUTH AVE # A, A, SANTA BARBARA, CA 93101-3328
Document Number	0000016743
Instrument Date	Mar 23, 2020
Instrument	16743
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	417 RUTH AVE SANTA BARBARA CA 931013328, SANTA BARBARA, CA 93101-3328

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 21, 2017
Property Address	417 RUTH AVE # A, A, SANTA BARBARA, CA 93101-3328
Document Number	0000019123
Instrument Date	Apr 19, 2017
Instrument	19123
Transaction Type	Transfer
Record Updated	May 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 RUTH AVE #A SANTA BARBARA CA 931013328, A, SANTA BARBARA, CA 93101-3328

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 13, 2017
Property Address	417 RUTH AVE # A, A, SANTA BARBARA, CA 93101-3328
Document Number	0000012193
Instrument Date	Feb 4, 2017
Instrument	12193
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 RUTH AVE #A SANTA BARBARA CA 931013328, A, SANTA BARBARA, CA 93101-3328

Mortgage

Document Number	12415
Date	Mar 13, 2017
Instrument	12415

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 417 Ruth Ave, #A was $6,517 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,987 (+2%) Land $175,697 Building $457,290
2025	$6,517.00 Homeowner's exemption Additional exemption filed	$620,576 Land $172,252 Building $448,324
2023	$6,286.00 (+1.78%) Homeowner's exemption Additional exemption filed	$596,480 Land $165,564 Building $430,916
2022	$6,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 417 Ruth Ave, #A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 Ruth Ave, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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