Chambers County property record for 417 River Oaks Dr, Baytown, TX 77523
| Property Type | Single Family Home |
|---|---|
| Details | 3,055 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,395 (2026) |
| Deeds & Mortgages | Apr 2022 Construction Loan Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47700-00242-00100-002000 |
| Primary APN | 47700-00242-00100-002000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,055 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 713 sqft |
| Porch | Porch |
| Porch Area | 494 sqft |
| Deck Area | 112 sqft |
| Account Number | 21870 |
|---|---|
| Street Address | 417 RIVER OAKS DR |
| City | BAYTOWN |
| State | TX |
| Zip | 77523-8916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 1 RIVER OAKS |
| Legal Subdivision | RIVER OAKS |
| Jurisdiction | CHAMBERS TX |
| Township / Civil Division | MONT BELVIEU |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 710100 |
Source: Chambers County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 RIVER OAKS DR, BAYTOWN, TX 77523-8916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Construction Mortgage FROST BANK |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 417 RIVER OAKS DR, MONT BELVIEU, TX 77523-8916 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 417 RIVER OAKS DR, BAYTOWN, TX 77523-8916 |
| Document Number | 0000181090 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-181090 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 417 RIVER OAKS DR, MONT BELVIEU, TX 77523-8916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000159644 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-159644 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: Chambers County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Chambers County |
| Unified School District | Barbers Hill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,395.00 (+401.6%) Homeowner's exemption | $601,980 (+0.06%) Land $37,500 Building $564,480 | $601,980 (+0.06%) Land $37,500 Building $564,480 |
| 2025 | $601,600 (+4.52%) Land $37,500 Building $564,100 | $601,600 (+4.52%) Land $37,500 Building $564,100 | |
| 2023 | $1,873.00 (+1.46%) Homeowner's exemption | $575,610 Land $37,500 Building $538,110 | $575,610 Land $37,500 Building $538,110 |
| 2021 | $1,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 16 (1979–2024) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER OAKS SUBDIVISION private · serves 234 people · EPA ID TX0360090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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