Estill County property record for 417 River Dr, Irvine, KY 40336
| Property Type | Commercial |
|---|---|
| Details | 2,356 sqft · built 1960 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,475 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-40-04-024.00 |
| Primary APN | 071-40-04-024.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,356 sqft Total Area |
| Office | 2,356 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 30832 1 |
|---|---|
| Street Address | 417 RIVER DR |
| City | IRVINE |
| State | KY |
| Zip | 40336-1272 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 417 RIVER DR 2 TRACTS & BLDG |
| Legal Subdivision | INDUSTRIAL ADD |
| Legal Tract | 2 |
| Jurisdiction | ESTILL KY |
| Township / Civil Division | IRVINE |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 920202 |
Source: Estill County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 202 7TH ST, RAVENNA, KY 40472-1348 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Jul 11, 2022 | Intrafamily Transfer, Transfer |
| Jul 9, 2021 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Nov 26, 2012 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 417 RIVER DR, IRVINE, KY 40336-1272 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00MD12/469 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | MD12/469 |
| Instrument | 254316 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Jul 2, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Jul 11, 2022 |
| Property Address | 417 RIVER DR, IRVINE, KY 40336-1272 |
| Document Number | 00D338/361 |
| Book / Page | D338 / 361 |
| Map Reference | DB 94 PG 180 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 254315 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 7TH ST, RAVENNA, KY 40472-1349 |
| Name | Verified Name |
|---|---|
| Address | 202 7TH ST, RAVENNA, KY 40472-1348 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Jul 9, 2021 |
| Property Address | 417 RIVER DR, IRVINE, KY 40336-1272 |
| Document Number | 00D333/642 |
| Book / Page | D333 / 642 |
| Map Reference | DB 31 PG 89 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 251063 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 270, WACO, KY 40385-0270 |
| Name | Verified Name |
|---|---|
| Address | 202 7TH ST, RAVENNA, KY 40472-1348 |
| Document Number | 0000251064 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 251064 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 2, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Nov 26, 2012 |
| Property Address | 417 RIVER DR, IRVINE, KY 40336-1272 |
| Document Number | 0000293/62 |
| Book / Page | 293 / 62 |
| Instrument Date | Jan 3, 2012 |
| Instrument | 224499 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.50 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 270, WACO, KY 40385-0270 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 270, WACO, KY 40385-0270 |
Source: Estill County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Estill County |
| Municipality | Irvine City |
| Unified School District | Estill County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 (-) Land $140,000 | $140,000 (-) Land $140,000 | |
| 2025 | $1,475.00 (-1.86%) | $140,000 (-) Land $140,000 | $140,000 (-) Land $140,000 |
| 2023 | $1,503.00 | $140,000 Land $140,000 | $140,000 Land $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2021–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Irvine Community Television Fiber · Cable | 2,000 / 2,000 |
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