417 Ridgeway, Irvine, CA 92620 Property Records

Orange County property record for 417 Ridgeway, Irvine, CA 92620

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,291 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$648,000 (Jul 2019)
Tax Bill	$7,677 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`935-534-80`

Property Details

APN / Parcel Number

Primary APN	`935-534-80`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,291 sqft Living Area

Exterior

Year Built	Built 1998
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	417 RIDGEWAY
City	IRVINE
State	CA
Zip	92620-0239
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 15379, LOT 1 OF PROJECT 935-53 LOCATED ON AP 530-511-12 TOGETHER WITH AN UND. 1/12 INT. IN SAID LOT 1.
Legal Subdivision	NORTHWOOD VILLAS
Legal Tract	15379
Legal Lot Number	1
Legal Unit	111
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2007
Census Tract	52436

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	417 RIDGEWAY, IRVINE, CA 92620-0239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC
Jul 2, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Aug 24, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Dec 8, 2008
Deed Document Number	2019000235910
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	417 RIDGEWAY, IRVINE, CA 92620-0239
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 RIDGEWAY, IRVINE, CA 92620-0239

Mortgage

Document Number	0000543688
Date	Aug 30, 2021
Instrument	2021000543688

Lender

Name	ACG FUNDING INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2019
Property Address	417 RIDGEWAY, IRVINE, CA 92620-0239
Document Number	0000235910
Map Reference	MB 765 PG 1-3
Instrument Date	Jun 14, 2019
Instrument	2019000235910
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	417 RIDGEWAY, IRVINE, CA 92620-0239

Mortgage

Document Number	0000235911
Date	Jul 2, 2019
Instrument	2019000235911

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	11.1%

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Aug 24, 2018
Property Address	417 RIDGEWAY, IRVINE, CA 92620-0239
Document Number	0000312120
Instrument Date	Aug 17, 2018
Instrument	312120
Transaction Type	Transfer
Record Updated	Sep 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	417 RIDGEWAY IRVINE CA 926200239, IRVINE, CA 92620-0239

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,677.00 (+4.83%)	$708,681 (+4.04%) Land $518,669 Building $190,012
2023	$7,323.00 (+1.93%)	$681,163 Land $498,528 Building $182,635
2022	$7,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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