417 Prospect Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 417 Prospect Ave, Union Beach, NJ 07735

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,880 sqft · built 2015
Lot Size0.163 acres (7,079 sqft)
Owner2 Individual Names on File
Last Sale$239,000 (Mar 2003)
Tax Bill$14,713 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone AE (high risk)
APN50-00152-0000-00006

Property Details

APN / Parcel Number

Primary APN50-00152-0000-00006
Alternative APNs
  • 500015200006
  • 1440

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,880 sqft Living Area
1st Floor Area1,440 sqft
Upper Floors Area1,440 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialOther
Lot Area7,079 sqft (0.163 acres)
Lot Dimensions177 ft deep x 40 ft wide
PorchOpen Porch
Deck Area288 sqft
Patio Area720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number1440
Street Address417 PROSPECT AVE
CityUNION BEACH
StateNJ
Zip07735-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal Description2 DWELLING ON PROP
Legal SubdivisionBOROUGH/UNION BEACH
Legal Block152
Legal Lot Number6
JurisdictionMONMOUTH NJ
Township / Civil DivisionUNION BEACH
Census Block Group6
Census Block6000
Census Tract801800

Owner

417 Prospect Ave is owned by two individuals who acquired it in May 2021.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address609 MONMOUTH AVE, PORT MONMOUTH, NJ 07758-1614
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2003 · Amount on File
Deed SaleMar 13, 2003 · Amount on File
Prior SaleAug 10, 2001 · Amount on File
Deed Book / Page8201 / 8293
Last Transfer DateMay 3, 2021
Transfer Doc0000079093
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateMay 17, 2021
Property Address417 PROSPECT AVE, UNION BEACH, NJ 07735-2931
Document Number0095115063
Book / Page9511 / 5063
Instrument DateMay 3, 2021
Instrument2021079093
Transaction TypeTransfer
Record UpdatedJun 3, 2021
Title CompanyINVESTMENT TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address131 CHESTNUT AVE, 131, ATLANTIC HIGHLANDS, NJ 07716-2064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address417 PROSPECT AVE, UNION BEACH, NJ 07735-2931

Mortgage

Document Number2021079094
DateMay 17, 2021
Instrument2021079094
Lender
NamePROVIDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 9, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 417 Prospect Ave was $14,713, up 12.4% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityUnion Beach Borough
Unified School DistrictUnion Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$713,100 (+3.97%) Land $186,000 Building $527,100$713,100 (+3.97%) Land $186,000 Building $527,100
2025$14,713.00 (+12.37%)$685,900 Land $177,100 Building $508,800$685,900 Land $177,100 Building $508,800
2024$13,093.00
2023$607,100 Land $126,200 Building $480,900$607,100 Land $126,200 Building $480,900
2022$12,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Prospect Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 227 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies235 units insured
incl. 8 condo units
Nearby Flood Claims309 (1978–2012)
Claims Outside the SFHA27 of 309
Most Recent ClaimNov 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Nov 2012 · 231 claims
  • Severe Storms And Flooding, Mar 2010 · 12 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Prospect Ave

Nearby Streets

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