Monmouth County and Union Beach Borough property record for 417 Prospect Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,880 sqft · built 2015 |
| Lot Size | 0.163 acres (7,079 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Mar 2003) |
| Tax Bill | $14,713 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00152-0000-00006 |
| Primary APN | 50-00152-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Upper Floors Area | 1,440 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,079 sqft (0.163 acres) |
| Lot Dimensions | 177 ft deep x 40 ft wide |
| Porch | Open Porch |
| Deck Area | 288 sqft |
| Patio Area | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1440 |
|---|---|
| Street Address | 417 PROSPECT AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 2 DWELLING ON PROP |
| Legal Subdivision | BOROUGH/UNION BEACH |
| Legal Block | 152 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 801800 |
417 Prospect Ave is owned by two individuals who acquired it in May 2021.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 MONMOUTH AVE, PORT MONMOUTH, NJ 07758-1614 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2003 · Amount on File |
| Deed Sale | Mar 13, 2003 · Amount on File |
| Prior Sale | Aug 10, 2001 · Amount on File |
| Deed Book / Page | 8201 / 8293 |
| Last Transfer Date | May 3, 2021 |
| Transfer Doc | 0000079093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 17, 2021 |
| Property Address | 417 PROSPECT AVE, UNION BEACH, NJ 07735-2931 |
| Document Number | 0095115063 |
| Book / Page | 9511 / 5063 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021079093 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | INVESTMENT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 CHESTNUT AVE, 131, ATLANTIC HIGHLANDS, NJ 07716-2064 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 417 PROSPECT AVE, UNION BEACH, NJ 07735-2931 |
| Document Number | 2021079094 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021079094 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 9, 2041 |
The 2025 property tax bill for 417 Prospect Ave was $14,713, up 12.4% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713,100 (+3.97%) Land $186,000 Building $527,100 | $713,100 (+3.97%) Land $186,000 Building $527,100 | |
| 2025 | $14,713.00 (+12.37%) | $685,900 Land $177,100 Building $508,800 | $685,900 Land $177,100 Building $508,800 |
| 2024 | $13,093.00 | ||
| 2023 | $607,100 Land $126,200 Building $480,900 | $607,100 Land $126,200 Building $480,900 | |
| 2022 | $12,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Prospect Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 235 units insured incl. 8 condo units |
| Nearby Flood Claims | 309 (1978–2012) |
| Claims Outside the SFHA | 27 of 309 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 417 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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