Lincoln County property record for 417 Pratt Rd, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2015 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,755 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-10-11-000-000-002.002 |
| Primary APN | 03-10-11-000-000-002.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Basement Area | 1,200 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 417 PRATT RD |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-3041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.00 AC TRACT IN US SURVEY 1743 |
| Legal Range | 01E |
| Legal Township | 51 |
| Legal Subdivision | COUNTY COURT #2 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 810100 |
Source: Lincoln County assessment roll, as of June 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 PRATT RD, ELSBERRY, MO 63343-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 417 PRATT RD, ELSBERRY, MO 63343-3041 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2462/261 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 2462/261 |
| Instrument | 2021004770 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Lincoln County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,755.00 (+5.53%) | $31,016 (+6.58%) Land $4,066 Building $26,950 | $163,240 (+6.58%) Land $21,400 Building $141,840 |
| 2023 | $1,663.00 (+6.88%) | $29,100 Land $3,800 Building $25,300 | $153,160 Land $20,000 Building $133,160 |
| 2022 | $1,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 623 (1982–2026) |
| Claims Outside the SFHA | 5 of 623 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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