417 Pine Ridge Cir, Lowell, IN 46356 Property Records

Lake County property record for 417 Pine Ridge Cir, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,002 sqft · built 2001
Lot Size	0.218 acres (9,513 sqft)
Owner	2 Individual Names on File
Last Sale	$184,300 (May 2017)
Tax Bill	$1,990 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-17-04-0209-0003`

Property Details

APN / Parcel Number

Primary APN	`002-17-04-0209-0003`
Alternative APNs	`45-19-24-330-020.000-008` `170402090003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,002 sqft Living Area
Gross Area	3,402 sqft
1st Floor Area	1,501 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,513 sqft (0.218 acres)
Lot Dimensions	151 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	417 PINE RIDGE CIR
City	LOWELL
State	IN
Zip	46356-2377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	PINE RIDGE ESTATES REPLAT OF LOTS 25 & 26 WLY PART OF LOT 2
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	25,26
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4047
Census Tract	43403

Owner

417 Pine Ridge Cir is owned and occupied by two individuals who bought it in May 2017.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	417 PINE RIDGE CIR, LOWELL, IN 46356-2377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage WELLS FARGO BK
Oct 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 15, 2017	Quit Claim Deed, Transfer Quitclaim
May 16, 2017	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Prior Sale	May 15, 2014
Deed Document Number	201729682
Prior Transfer Date	Nov 3, 2010
Prior Transfer Doc	2010064980
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	417 PINE RIDGE CIR, LOWELL, IN 46356-2377
Document Number	0000008811
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 PINE RIDGE CIR LOWELL IN 463562377, LOWELL, IN 46356-2377

Mortgage

Document Number	0000008811
Date	Jan 28, 2021
Instrument	8811

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Oct 30, 2019
Property Address	417 PINE RIDGE CIR, LOWELL, IN 46356-2377
Document Number	0000074868
Instrument Date	Jun 2, 2017
Instrument	74868
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 PINE RIDGE CIR LOWELL IN 463562377, LOWELL, IN 46356-2377

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jun 15, 2017
Property Address	417 PINE RIDGE CIR, LOWELL, IN 46356-2377
Document Number	0000036734
Instrument Date	Jun 2, 2017
Instrument	36734
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 PINE RIDGE CIR LOWELL IN 463562377, LOWELL, IN 46356-2377

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 16, 2017
Property Address	417 PINE RIDGE CIR, LOWELL, IN 46356-2377
Document Number	0000029682
Instrument Date	May 5, 2017
Instrument	2017 029682
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 PINE RIDGE CIR, LOWELL, IN 46356-2377

Mortgage

Document Number	0000029683
Date	May 16, 2017
Instrument	2017 029683

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,300 Land $37,700 Building $188,600	$226,300 Land $37,700 Building $188,600
2024	$1,990.00
2023		$191,800 (+6.97%) Land $37,700 Building $154,100	$191,800 (+6.97%) Land $37,700 Building $154,100
2022	$1,793.00 (-2.45%)	$179,300 Land $37,700 Building $141,600	$179,300 Land $37,700 Building $141,600
2021	$1,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Pine Ridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 Pine Ridge Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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