LaSalle County property record for 417 Pearl St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,680 sqft · built 1900 |
| Lot Size | 0.332 acres (14,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jun 2005) |
| Tax Bill | $8,036 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-141-003 |
| Primary APN | 21-12-141-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,680 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 14,473 sqft (0.332 acres) |
| Street Address | 417 PEARL ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENS ADD, LTS 3 & 4 BLK 14 SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | GREENS ADD |
| Legal Block | 14 |
| Legal Lot Number | 3-4 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 962300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ottawa East Side Historic District listed 2013 · 301 contributing resources · NRIS 13000718 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
417 Pearl St is owned and occupied by two individuals who bought it in June 2005.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 PEARL ST, OTTAWA, IL 61350-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2005 · Amount on File |
| Deed Sale | Jun 6, 2005 · Amount on File |
| Deed Document Number | 200514461 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 417 Pearl St was $8,036, up 16.4% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,036.00 (+16.41%) | $86,115 Land $12,459 Building $73,656 | $258,345 Land $37,377 Building $220,968 |
| 2024 | $6,903.00 | ||
| 2023 | $69,839 (+10.18%) Land $10,104 Building $59,735 | $209,517 (+10.18%) Land $30,312 Building $179,205 | |
| 2022 | $63,386 Land $14,884 Building $48,502 | $190,158 Land $44,652 Building $145,506 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 417 Pearl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 38 (1979–2020) |
| Claims Outside the SFHA | 13 of 38 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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