417 Palm Cir W, Naples, FL 34102 Property Records

Collier County property record for 417 Palm Cir W, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,215 sqft · built 2017
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$6,195,000 (Apr 2021)
Tax Bill	$62,138 (2025)
Deeds & Mortgages	Apr 2021 Sale Feb 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`125200 E 124A33`

Property Details

APN / Parcel Number

Primary APN	`125200 E 124A33`
Alternative APNs	`17861800005033200E124` `17861800005`

Interior

Stories	2 Stories
Building Area	3,215 sqft Living Area
1st Floor Area	3,215 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	18,731 sqft (0.43 acres)
Pool Area	420 sqft
Deck Area	962 sqft

Location & Zoning

Street Address	417 PALM CIR W
City	NAPLES
State	FL
Zip	34102-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	RIDGEVIEW LAKES BLK E LOT 12
Legal Range	25
Legal Township	49
Legal Section	33
Legal Subdivision	RIDGEVIEW LAKES
Legal Tract	125200
Legal Block	E
Legal Lot Number	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1023
Census Tract	102

Owner

417 Palm Cir W is owned and occupied by an individual who bought it in April 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	417 PALM CIR W, NAPLES, FL 34102-5560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 21, 2019	Warranty Deed, Transfer · ARM VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	20216033488
Deed Book / Page	5923 / 548
Prior Transfer Date	Mar 4, 2016
Prior Transfer Doc	0052530310
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 7, 2021
Property Address	417 PALM CIR W, NAPLES, FL 34102-5560
Document Number	0059230548
Book / Page	5923 / 548
Map Reference	MB 1 PG 103
Instrument Date	Apr 1, 2021
Instrument	6033488
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$43,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 16TH AVE S, 190, NAPLES, FL 34102-7400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 PALM CIR W, NAPLES, FL 34102-5560

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 21, 2019
Property Address	417 PALM CIR W, NAPLES, FL 34102-5560
Document Number	0056002946
Book / Page	5600 / 2946
Map Reference	MB 1 PG 103
Instrument Date	Feb 21, 2019
Instrument	5674910
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 5TH ST S, 935, NAPLES, FL 34102-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 PALM CIR W, NAPLES, FL 34102-5560

Mortgage

Document Number	0005674911
Date	Feb 21, 2019
Instrument	5674911

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 417 Palm Cir W was $62,138 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,090,141 (+2.7%)	$8,573,966 (-3.43%) Land $4,690,750 Building $3,883,216
2025	$62,138.00 Homeowner's exemption	$6,903,740	$8,878,687 Land $4,690,750 Building $4,187,937
2023	$59,921.00 (-2.78%) Homeowner's exemption	$6,513,761 (+3%)	$6,691,040 (+5.8%) Land $3,302,288 Building $3,388,752
2022	$61,636.00 Homeowner's exemption	$6,324,040 Land $3,250,690 Building $3,073,350	$6,324,040 Land $3,250,690 Building $3,073,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Palm Cir W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	366 units insured incl. 32 condo units
Nearby Flood Claims	151 (1985–2024)
Claims Outside the SFHA	11 of 151
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 56 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Palm Cir W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Palm Cir W

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