Defiance County property record for 417 Nicholas St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,280 sqft · built 1955 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $65,500 (Mar 2025) |
| Tax Bill | $1,093 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B013126010400 |
| Primary APN | B013126010400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 240 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 536 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 NICHOLAS ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIBSONS ADD TO WILLIAMSTOWN LOT 2 PT S 1/2 W 1/2 |
| Legal Subdivision | GIBSONS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | NOBLE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 958500 |
417 Nicholas St is owned by a company that bought it in March 2025.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 304 S MAIN ST, CONTINENTAL, OH 45831-9151 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust · Line of Credit FORT JENNINGS STATE BANK |
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit FORT JENNINGS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on File |
| Deed Sale | Mar 7, 2025 · Amount on File |
| Prior Sale | Nov 29, 2016 · Amount on File |
| Deed Document Number | 2025746 |
| Deed Book / Page | 470 / 790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 417 NICHOLAS ST, DEFIANCE, OH 43512-1543 |
| Document Number | 0000001440 |
| Book / Page | 480 / 2755 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.1440 |
| Record Updated | May 13, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 635 RIVER FRONT DR, DEFIANCE, OH 43512-1870 |
| Document Number | 0000001440, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 480/2755 |
| Instrument | 2026.1440 |
| Name | FORT JENNINGS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 417 NICHOLAS ST, DEFIANCE, OH 43512-1543 |
| Document Number | 00480/2755 |
| Book / Page | 480 / 2755 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20261440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 635 RIVER FRONT DR, DEFIANCE, OH 43512-1870 |
| Document Number | 0000001440, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 480/2755 |
| Instrument | 20261440 |
| Name | FORT JENNINGS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 417 Nicholas St was $1,093, up 5% from the year before.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Noble Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,093.00 (+5%) | $27,330 (-) Land $3,690 Building $23,640 | |
| 2024 | $1,041.00 (+1.17%) | $27,330 (-) Land $3,690 Building $23,640 | $78,080 (-0.01%) Land $10,550 Building $67,530 |
| 2023 | $1,029.00 (+27.99%) | $27,330 (+42.27%) Land $3,690 Building $23,640 | $78,084 Land $10,542 Building $67,542 |
| 2022 | $804.00 | $19,210 Land $3,610 Building $15,600 | |
| 2020 | $54,860 Land $10,300 Building $44,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 417 Nicholas St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2008) |
| Most Recent Claim | Feb 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 417 Nicholas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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