San Luis Obispo County property record for 417 Nevis St, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 770 sqft · built 1970 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Oct 2015) |
| Tax Bill | $5,153 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-058-031 |
| Primary APN | 065-058-031 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 770 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Lot Area | 2,400 sqft (0.055 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 417 NEVIS ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB ATAS BCH BL 4G LT 26 |
| Legal Subdivision | ATASCADERO BEACH |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10506 |
417 Nevis St is owned and occupied by an individual who bought it in October 2015.
Source: San Luis Obispo County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 NEVIS ST, MORRO BAY, CA 93442-2919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on File |
| Deed Sale | Oct 30, 2015 · Amount on File |
| Prior Sale | Jan 18, 2008 · Amount on File |
| Deed Document Number | 201555788 |
| Prior Transfer Date | Apr 24, 2013 |
| Prior Transfer Doc | 0000024431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 6, 2026 |
| Property Address | 417 NEVIS ST, MORRO BAY, CA 93442-2919 |
| Document Number | 0000031413 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202631413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 417 NEVIS ST, MORRO BAY, CA 93442-2919 |
| Document Number | 0000031413, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 202631413 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 417 NEVIS ST, MORRO BAY, CA 93442-2919 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 417 NEVIS ST, MORRO BAY, CA 93442-2919 |
| Document Number | 0000018804 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022018804 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 417 NEVIS ST, MORRO BAY, CA 93442-2919 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 417 NEVIS ST, MORRO BAY, CA 93442-2919 |
| Document Number | 0000036268 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021036268 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 417 Nevis St was $5,153.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $476,944 (+2%) Land $332,052 Building $144,892 | |
| 2025 | $5,153.00 | $467,593 Land $325,542 Building $142,051 |
| 2023 | $4,974.00 (+6.69%) | $449,437 Land $312,901 Building $136,536 |
| 2022 | $4,662.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 417 Nevis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Dec 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Nevis St is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ranch Wifi.
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