Broadwater County property record for 417 N Spruce St, Townsend, MT 59644
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 624 sqft · built 1944 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Jul 2026) |
| Tax Bill | $178 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0007C00451 |
| Primary APN | 0007C00451 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0007C00451 |
|---|---|
| Street Address | 417 N SPRUCE ST |
| City | TOWNSEND |
| State | MT |
| Zip | 59644-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNSEND ORIGINAL TOWNSITE, S31, T07 N, R02 E, BLOCK 40, LOT 09 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 31 |
| Legal Subdivision | TOWNSEND ORIGINAL TOWNSITE |
| Legal Block | 40 |
| Legal Lot Number | 9 |
| Jurisdiction | BROADWATER MT |
| Township / Civil Division | TOWNSEND EAST |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 100 |
Source: Broadwater County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 419 N SPRUCE ST, TOWNSEND, MT 59644-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on Record |
| Deed Sale | Jul 6, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2004 |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BROADWATER MT |
| Recording Date | Jul 6, 2026 |
| Property Address | 417 N SPRUCE ST, TOWNSEND, MT 59644-2013 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 24, 2026 |
| Title Company | ROCKY MOUNTAIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Date | Jul 6, 2026 |
|---|
| Name | STOCKMAN BANK/MT |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Broadwater County assessment roll, as of August 20, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Broadwater County |
| Municipality | Townsend City |
| Unified School District | Townsend K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178.00 (-71.57%) Homeowner's exemption | $216,700 (-) | |
| 2025 | $626.00 (-59.66%) Homeowner's exemption | $216,700 (+31.25%) | $216,700 (+31.25%) Land $50,790 Building $165,910 |
| 2023 | $1,552.00 | $165,100 | $165,100 Land $46,930 Building $118,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOWNSEND serves 2,000 people · EPA ID MT0000344 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Blackfoot Telephone Cooperative, Montana Internet.
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