417 N Palmer, Fillmore, IL 62032 Property Records

Montgomery County property record for 417 N Palmer, Fillmore, IL 62032

Property Summary

Property Type	Single Family Home
Details	1,916 sqft · built 1913
Lot Size	0.572 acres (24,921 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (May 2019)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Sale & Mortgage
APN	`18-23-455-004`

Property Details

APN / Parcel Number

Primary APN	`18-23-455-004`
Alternative APN	`05-001-137-00`

Interior

Building Area	1,916 sqft Total Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	24,921 sqft (0.572 acres)

Location & Zoning

Street Address	417 N PALMER
City	FILLMORE
State	IL
Zip	62032-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6-7 & 8 & N 1/2 LOT 9 BLK 3 RICHMOND 3RD ADD 8-2-1137 & 1138 S T00 R
Legal Subdivision	RICHMOND 3RD ADD
Legal Block	3
Legal Lot Number	6,7,9,N
Jurisdiction	MONTGOMERY IL
Township / Civil Division	FILLMORE CONSOLIDATED
Census Block Group	1
Census Block	1030
Census Tract	958000

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 N PALMER, FILLMORE, IL 62032-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage LITCHFIELD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Jul 28, 2015 · Amount on Record
Deed Document Number	20191604
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	417 N PALMER, FILLMORE, IL 62032-2366
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001759/305
Date	Aug 6, 2021
Book Page	1759/305
Instrument	202102871

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	May 21, 2019
Property Address	417 N PALMER, FILLMORE, IL 62032-2366
Document Number	201901604
Instrument Date	May 15, 2019
Instrument	201901604
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 309, LITCHFIELD, IL 62056-0309

Mortgage

Document Number	0201901605
Date	May 21, 2019
Instrument	201901605

Lender

Name	LITCHFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Fillmore Consolidated Township
Municipality	Fillmore Village
Unified School District	Nokomis Community Unit School District 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,618.00	$23,390 Land $1,610 Building $21,780	$70,170 Land $4,830 Building $65,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE serves 313 people · EPA ID IL1350250
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	115 / 7

May also be available: Nextlink, Royell Communications, Wisper ISP.

Nearby Properties on N Palmer

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures