417 N Main St, Bloomington, IL 61701 Property Records

McLean County property record for 417 N Main St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	5,332 sqft
Lot Size	0.44 acres (1,923 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Apr 2017)
Tax Bill	$2,923 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-189-003`

Property Details

APN / Parcel Number

Primary APN	`21-04-189-003`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	5,332 sqft Gross Area
1st Floor Area	2,002 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	1,923 sqft (0.44 acres)
Lot Dimensions	89 ft deep x 22 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	417 N MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-3915
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ASSR SUB W1/2 BLK 20 DURLEY ADD LOT 6
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ASSR SUB
Legal Block	20
Legal Lot Number	6
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1015
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomington Central Business District listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	417 N MAIN ST, BLOOMINGTON, IL 61701-3915
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Jul 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Apr 4, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on Record
Deed Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20175813
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	417 N MAIN ST, BLOOMINGTON, IL 61701-3915
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	ILLINOIS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900019971
Date	Dec 3, 2019
Instrument	2019-00019971

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Aug 10, 2024

Interest

Rate	4.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	417 N MAIN ST, BLOOMINGTON, IL 61701-3915
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011683
Date	Jul 3, 2017
Instrument	2017-00011683

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Mar 15, 2018

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 4, 2017
Property Address	417 N MAIN ST, BLOOMINGTON, IL 61701-3915
Document Number	201700005813
Instrument Date	Mar 26, 2017
Instrument	2017-00005813
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N MAIN ST, BLOOMINGTON, IL 61701-3915

Mortgage

Document Number	201700005814
Date	Apr 4, 2017
Instrument	2017-00005814

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2022

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,354 (+9.9%) Land $6,458 Building $31,896	$115,062 (+9.9%) Land $19,374 Building $95,688
2024	$2,923.00 (+0.24%)
2023	$2,916.00 (+8.97%)	$34,898 (+10.83%) Land $5,876 Building $29,022	$104,694 (+10.83%) Land $17,628 Building $87,066
2022	$2,676.00	$31,488 Land $5,302 Building $26,186	$94,464 Land $15,906 Building $78,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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