417 N Johnson Ave, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 417 N Johnson Ave, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,407 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Jan 2023)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-29-303-008`

Property Details

APN / Parcel Number

Primary APN	`07-29-303-008`

Exterior

Lot Area	7,407 sqft (0.17 acres)

Location & Zoning

Street Address	417 N JOHNSON AVE
City	MOUNT VERNON
State	IL
Zip	62864-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDERSON,ELVIRA M SUB E1/2 BLK 34 IN STORMS SURVEY LOT 3 & PT LT 4 BEG NW COR SD LT 4, SE25', NE50', NW3.5', NE50', NW21.5',
Legal Subdivision	ANDERSON,ELVIRA M SUB
Legal Block	34
Legal Lot Number	3-4
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4044
Census Tract	50700

Owner

417 N Johnson Ave is owned and occupied by two individuals who acquired it in March 2024.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2024	Deed of Trust, Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
Jun 1, 2007	Deed of Trust, Mortgage CAPITAL ONE HOME LOANS LLC
Mar 6, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2023	Warranty Deed, Transfer
Feb 23, 2007	Correction Deed · ARM MORTGAGE INVESTMENT LENDING ASSOC I
Dec 13, 2005	Warranty Deed, Transfer · ARM MILA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Prior Sale	Oct 3, 2012 · Amount on File
Deed Document Number	2023293
Last Transfer Date	Mar 4, 2024
Transfer Doc	0202400938
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401776
Date	May 30, 2024
Instrument	202401776

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200703830
Date	Jun 1, 2007
Instrument	200703830

Lender

Name	CAPITAL ONE HOME LOANS LLC
Type	Lending Institution
Address	OVERLAND PARK, KS 66213

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2037

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IL
Recording Date	Mar 6, 2024
Property Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Document Number	0202400668
Instrument Date	Mar 4, 2024
Instrument	202400668
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 1, 2024
Property Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Document Number	0202400938
Instrument Date	Mar 4, 2024
Instrument	202400938
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jan 30, 2023
Property Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Document Number	0202300293
Instrument Date	Apr 25, 2018
Instrument	202300293
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522

February 2007: Correction Deed

Document Type	Correction Deed
Jurisdiction	JEFFERSON IL
Recording Date	Feb 23, 2007
Property Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Document Number	0200701025
Instrument Date	Feb 21, 2007
Instrument	200701025
Record Updated	Jun 8, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522

Mortgage

Document Number	0200701026
Date	Feb 23, 2007
Instrument	200701026

Lender

Name	MORTGAGE INVESTMENT LENDING ASSOC I
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	10.6%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.6%
Max Rate At Change	13.6%
Index	6-Month LIBOR
Max Rate	17.6%

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Dec 13, 2005
Property Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522
Document Number	200508543
Instrument Date	Dec 9, 2005
Instrument	200508543
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N JOHNSON AVE, MOUNT VERNON, IL 62864-3522

Mortgage

Document Number	0200508544
Date	Dec 13, 2005
Instrument	200508544

Lender

Name	MILA INC
Type	Subprime Lender
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	10.6%
Type Change Date	Jan 1, 2009
Change Frequency	6 Months
Min Rate At Change	10.6%
Max Rate At Change	13.6%
Index	1-Year LIBOR
Max Rate	17.6%

Tax Assessment & Valuation

The 2025 property tax bill for 417 N Johnson Ave was $2,466, up 0.9% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (+0.86%)	$30,415 Land $5,646 Building $24,769	$91,245 Land $16,938 Building $74,307
2024	$2,445.00
2022		$22,805 Land $4,233 Building $18,572	$68,415 Land $12,699 Building $55,716
2021	$2,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 N Johnson Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1999–2018)
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 N Johnson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

417 N Johnson Ave, Mount Vernon, IL 62864 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2024: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2007: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2005: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Johnson Ave

Nearby Streets

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