417 N 2nd St, Reading, PA 19601 Property Records

Berks County property record for 417 N 2nd St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,069 sqft · built 1900
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Mar 2026)
Tax Bill	$505 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-66-62-2675`

Property Details

APN / Parcel Number

Primary APN	`5307-66-62-2675`
Alternative APNs	`06-5307-66-62-2675` `051575`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,069 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	436 sqft (0.01 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	417 N 2ND ST
City	READING
State	PA
Zip	19601-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1009
Census Tract	1300

Owner

417 N 2nd St is owned and occupied by two individuals who bought it in March 2026.

Source: Berks County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 N 2ND ST, READING, PA 19601-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Feb 2, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 16, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Feb 2, 2023 · Amount on File
Deed Document Number	20266484
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 4, 2026
Property Address	417 N 2ND ST, READING, PA 19601-2701
Document Number	0000006484
Instrument Date	Feb 27, 2026
Instrument	2026006484
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	GOLDEN GATE STLMT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 N 2ND ST, READING, PA 19601-4007

Mortgage

Document Number	0000006485
Date	Mar 4, 2026
Instrument	2026006485

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 2, 2023
Property Address	417 N 2ND ST, READING, PA 19601-2701
Document Number	0000003166
Instrument Date	Jan 31, 2023
Instrument	2023003166
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N 2ND ST, READING, PA 19601-2701

Mortgage

Document Number	0000003167
Date	Feb 2, 2023
Instrument	2023003167

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 16, 2022
Property Address	417 N 2ND ST, READING, PA 19601-2701
Document Number	0000047935
Instrument Date	Dec 6, 2022
Instrument	2022047935
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 STAVER RD, REINHOLDS, PA 17569-9630

Tax Assessment & Valuation

The 2026 property tax bill for 417 N 2nd St was $505, up 4.1% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$505.00 (+4.12%)	$17,900 (-) Land $4,400 Building $13,500	$4,400 Land $4,400
2025	$485.00 (+2.54%)	$17,900 (-) Land $4,400 Building $13,500
2024	$473.00	$17,900 Land $4,400 Building $13,500
1994			$17,900 Land $4,400 Building $13,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 417 N 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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