417 N 2nd St, Hamilton, MT 59840 Property Records

Ravalli County property record for 417 N 2nd St, Hamilton, MT 59840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,624 sqft · built 1937
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,562 (Aug 2014)
Tax Bill	$2,048 (2026)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1333517`

Property Details

APN / Parcel Number

Primary APN	`R1333517`
Alternative APNs	`13-1467-25-1-20-04-0000` `0000563000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000563000
Street Address	417 N 2ND ST
City	HAMILTON
State	MT
Zip	59840-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HAMILTON ORIGINAL TOWNSITES 148, S25, T06 N, R21 W, BLOCK 002, LOT 003, 7700 SQUARE FEET, LOTS 3 & 4 N 5' LOT 5 BLOCK 2
Legal Range	21W
Legal Township	06N
Legal Section	25
Legal Subdivision	HAMILTON ORIGINAL TOWNSITES
Legal Block	2
Legal Lot Number	3-5
Jurisdiction	RAVALLI MT
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2031
Census Tract	502

Owner

Source: Ravalli County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 N 2ND ST, HAMILTON, MT 59840-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAVALLI MT
Property Address	417 N 2ND ST, HAMILTON, MT 59840-2507
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N 2ND ST, HAMILTON, MT 59840-2507

Mortgage

Document Number	0000784178
Date	Feb 28, 2023
Instrument	784178

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	5-Year TN
Max Rate	11.7%

Tax Assessment & Valuation

Source: Ravalli County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Ravalli County
Municipality	Hamilton City
Unified School District	Hamilton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,048.00 (-28.91%)	$410,400 (+29.24%)
2025			$410,400 (+29.24%) Land $144,280 Building $266,120
2023	$2,881.00	$317,555	$317,555 Land $67,715 Building $249,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAMILTON serves 5,660 people · EPA ID MT0000234
Water Source	Groundwater
Last State Inspection	May 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Grizzly Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
Rocky Mountain Internet Fixed Wireless	350 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, T-Mobile.

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