417 Morningside Dr, Midland, MI 48640 Property Records

Midland County property record for 417 Morningside Dr, Midland, MI 48640

Property Summary

Property Type	Condominium
Details	1 bd · 3 ba · 1,068 sqft · built 1994
Owner	Company Name on Record
Last Sale	$219,500 (Aug 2023)
Tax Bill	$2,113 (2022)
Deeds & Mortgages	Aug 2023 Sale Jan 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-04-40-355`

Property Details

APN / Parcel Number

Primary APN	`14-04-40-355`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Building Area	1,068 sqft Living Area
Basement Area	1,056 sqft

Exterior

Year Built	Built 1994
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140440355
Street Address	417 MORNINGSIDE DR
City	MIDLAND
State	MI
Zip	48640-7243
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA4
Legal Description	UNIT 417 MORNINGSIDE CONDO L 610 P 798-838 L 615 P 293-301 AS AMENDED L 627 P 854-865 L 648 P 529-544 L707 P 1365-1382 L 757
Legal Subdivision	MORNINGSIDE CONDO
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2009
Census Tract	290901

Owner

Source: Midland County records, as of August 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	17637 POMERADO RD UNIT 125, 125, SAN DIEGO, CA 92128-1646
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	0001666973
Deed Book / Page	1666 / 973
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 1, 2023
Property Address	417 MORNINGSIDE DR, MIDLAND, MI 48640-7243
Document Number	001666/973
Book / Page	1666 / 973
Map Reference	LB 610 PG 798
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Tax	$1,646.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 MORNINGSIDE DR, MIDLAND, MI 48640-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17637 POMERADO RD UNIT 125, 125, SAN DIEGO, CA 92128-1646

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 18, 2022
Property Address	417 MORNINGSIDE DR, MIDLAND, MI 48640-7243
Document Number	001653/728
Book / Page	1653 / 728
Map Reference	LB 610 PG 798
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 MORNINGSIDE DR, 417, MIDLAND, MI 48640-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 WESTBURY DR, MIDLAND, MI 48642-3266

Mortgage

Document Number	0001653729
Date	Jan 18, 2022
Instrument	1653/729

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$79,700	$159,400
2022	$2,113.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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